Cooper’s ScoopersFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Cooper’s Scoopers franchise requires a total initial investment of $26K – $80K, including a $15K franchise fee. The 2026 FDD does not disclose unit-level revenue (no Item 19). Verdict grade: F. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2026 FDD issuance
Overview
- Investment
- $26K – $80K
- 4th pct Pet Services
- Avg gross sales
- N/A
- 61st pct Pet Services
- Royalty
- N/A
- Units
- 4
- 22nd pct Pet Services
- SBA default
- N/A
Quick verdict · Pet Services · color = vs category peers
Green = >15% above Pet Services avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Started franchising in 2025. Newer systems carry more uncertainty but may offer better territories.
The franchisor's auditor raised doubt about continued operations. This is a serious risk signal.
Bottom line
- Total investment $26K – $80K including a $15K franchise fee.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict F (Bottom Quintile) with a risk score of 90/100.
- Auditor disclosed a going-concern note, which flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Coopers Scoopers, LLC
- Parent company
- Loyalty, LLC
- CEO title
- President
- Julie Harrell
- CEO experience
- 8 yrs
- Years in role or industry
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- VA
- HQ
- 780 Lynnhaven Pkwy, Suite 240, Virginia Beach, VA 23452
- Auditor
- Kezos & Dunlavy
- Audited financials
- ⚠ Going-concern note
- Disclosed in FDD 2026
- Auditor flagged doubt about continued operations. Verify against the latest FDD before deciding.
Independent franchisee associations
- Franchise Advisory Council (FAC)
Franchisee-led councils or alliances disclosed in Item 20. Indicates operator voice.
Affiliated brands
- has offered franchises s
- Tectum Franchising
- Loyalty Business Services
- ATAX
- Happie Doggie
- Purely Pet
- Whole PM Holdings
Other brands the franchisor or its parent operates (Item 1).
Overview
About
Cooper's Scoopers is an ice cream shop franchise where franchisees operate retail locations serving ice cream, frozen treats, and beverages to walk-in customers. Day-to-day operations include inventory management, customer service, staffing, equipment maintenance, and promotional activities within a protected territory.
- CEO
- Julie Harrell
- Headquarters
- VA
- Founded
- 2024
- FDD year
- 2026
- States available
- 3
FDD Item 7 · 2026 filing · 11 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $10K | $40K | |
| Travel and Living Expenses to Attend Initial Training | $500 | $2K | |
| Computer Hardware and Software | $2K | $5K | |
| Vehicle | $3K | $5K | |
| Vehicle Branding | $500 | $5K | |
| Supplies/Inventory | $500 | $3K | |
| Grand Opening Advertising | $5K | $10K | |
| Insurance | $1K | $2K | |
| Licenses, Permits, and Certifications | $400 | $3K | |
| Professional Fees | $500 | $1K | |
| Additional Funds - 90 days | $3K | $5K | |
| Total initial investment | $26K | $80K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $26K – $80K
- Better than avg vs category
- Liquid capital req'd
- $3K – $5K
- Better than avg vs category
- Franchise fee
- $10K – $40K
- Better than avg vs category
- Royalty
- The greater of 12% of Gross Revenues or $125 per week
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 14.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | greater of 12% of Gross Revenues or $125 per week |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $250 |
| Training fee | $15K |
| Transfer fee | $5K |
| Renewal fee | $0 |
| Inventory (initial) | $500 – $3K |
| Total fee load | 14.0% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Pet Services averages
How Cooper’s Scoopers Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 4
- Opened
- 4
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Multi-unit owners
- 12.5%
3-year detail · Item 20
- Opened (3yr)
- 4
- Closed (3yr)
- 0
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 0
- Reacquired (3yr)
- 0
- Franchisor bought back
- Projected new
- 20
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 3 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Available to sell in · Item 12
- Virginia
States where the franchisor is registered to sell new franchises (FDD registration filings).
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 1 7(a) loan on file; statistical reliability is limited below 10 loans.
- Total loans
- 1
- Loan volume
- N/A
- Amount data pending
- Median loan
- N/A
- Charge-off rate
- N/A
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 0
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Avoid this franchise: Litigation-plagued parent company leadership, system collapse (4 units only), undisclosed financials, going concern status, and aggressive royalty floor create extreme operational and financial risk.
Litigation (Item 3)
23 case reference(s): 1 pending, 4 settled.
Largest disclosed settlement: $50,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Kezos & Dunlavy⚠ Going-concern note flagged
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
Score breakdown · what drove the 90 / 100 rating
- 01HIGHExtreme litigation risk: Multiple fraud allegations, breach of contract, securities violations, and DOJ settlement involving parent company Chairman John Hewitt create substantial reputational and operational risk
- 02MINORSystem collapse indicators: Only 4 units with unknown/likely stagnant growth suggests failed franchise model unable to attract or retain franchisees
- 03HIGHFinancial opacity: No disclosed average revenue or net income data prevents ROI validation; combined with going concern status, suggests financial distress
- 04MINORAggressive hybrid royalty structure: Greater of 12% OR $125/week ($6,500/year minimum) means even struggling locations pay fixed overhead, reducing profitability during slow periods
- 05MINORParent company integrity concerns: Consent order requiring DOJ settlement disclosure indicates serious regulatory violations affecting franchisee brand trust and legal exposure
- 06MEDMinimal franchisee base: 4 units is critically small; no disclosed growth trajectory suggests existing franchisees are not profitable enough to attract new investment
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Zip codes, natural, or political boundaries |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Territory population | 125,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 1 |
| Mandatory arbitration | Yes |
| Arbitration location | Virginia Beach, Virginia |
| Jury trial waiver | Yes |
| Governing law | Virginia |
| Litigation count | 9 |
View Item 3 litigation summary
23 case reference(s): 1 pending, 4 settled.
Items 10, 11
Training & Operations
- Classroom training
- 14 hrs
- On-the-job training
- 0 hrs
- Training location
- On-site
- Time to open
- 1 mo
- From signing to launch
- Site selection
- franchisee
- POS system
- QuickBooks Online, CRM
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: QuickBooks Online, CRM
Item 20 · call current owners
Franchisee Contacts
6 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Cooper’s Scoopers · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Cooper’s Scoopers franchise?
The total investment to open a Cooper’s Scoopers franchise ranges from $26K – $80K, with an initial franchise fee of $15K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Cooper’s Scoopers franchise owners earn?
Cooper’s Scoopers does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Cooper’s Scoopers's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Cooper’s Scoopers (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Cooper’s Scoopers franchise locations are there?
As of their most recent FDD filing, Cooper’s Scoopers has 4 total units in the United States, including 0 franchised units and 0 company-owned units. 4 new units were opened in the latest reporting year.
Is Cooper’s Scoopers a good franchise to buy?
FranchiseVerdict rates Cooper’s Scoopers as a F-grade franchise with a risk score of 90 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.