ComForCare Home Care
Bottom line
- Total investment $73K – $164K including a $59K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $1.2M/year (median $754K).
- Rated STRONG with a risk score of 46/100. SBA loan default rate of 0.0% across 93 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one ComForCare Home Care unit return on the cash you put in?
Unlevered ROIC · per unit
187%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 ComForCare Home Care units return on equity?
Equity IRR · 5-yr
29.4%
3.62× MOIC
Year-1 DSCR
2.75×
EBITDA ÷ debt service
Equity required
$9.2M
on $20.3M purchase
Total debt
$11.1M
SBA $5.0M + senior + seller note
Overview
About
ComForCare franchisees operate home care services, dispatching caregivers to provide in-home assistance to elderly, disabled, and recovering clients. Day-to-day operations involve client acquisition, caregiver recruitment and scheduling, quality assurance, billing/payroll, and regulatory compliance. The business model is labor-intensive with thin margins dependent on caregiver retention and billable utilization rates.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 21 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
ComForCare presents elevated risk due to active multi-jurisdictional litigation, absence of earnings disclosure, anemic growth, and wage compliance concerns endemic to the home care business model.
Score breakdown · what drove the 46 / 100 rating
- 01HIGHMultiple active litigation cases including FTC complaint, wage violation class action, and state regulatory non-compliance—suggests systemic operational or compliance issues
- 02MEDNo disclosed average net income (Item 19) despite $1.19M average revenue—inability or unwillingness to share profitability raises earnings claim transparency concerns
- 03MINORSlow unit growth of 4.6% YoY with 229 units is anemic for home care franchise sector—suggests market saturation, franchisee struggle, or brand stagnation
- 04MEDHigh initial investment ($59K franchise fee + up to $163.9K total) paired with undisclosed net income creates unfavorable risk-reward ratio
- 05MINORWage violation class action in home care sector is particularly damaging—home care is labor-intensive; wage liability directly impacts franchisee profitability and legal exposure
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
99 numbers
One-time purchase · CSV download · Validation questions included
FDD download
ComForCare Home Care · FDD (2024) PDF