ComForCare Home Care Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
ComForCare Home Care is an in-home care franchise providing non-medical personal care and companionship to seniors and recovering clients. Franchisees run an agency recruiting caregivers, scheduling visits, and managing client care in a territory.
FranchiseVerdict summary · 2026
A ComForCare Home Care franchise requires a total initial investment of $73K – $164K, including a $30K – $59K franchise fee and an ongoing 5.0% royalty[2]. Per the 2024 FDD, average unit revenue was $1.2M[2]. SBA 7(a) loans show a 10.6% charge-off rate across 47 loans[1]. FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2024 FDD issuance
Overview
- Investment
- $73K – $164K
- 18th pct Senior Care
- Avg gross sales
- $1.2M
- Incl. company outlets17th pct Senior Care
- Royalty
- 5.0%
- 3rd pct Senior Care
- Units
- 229
- 85th pct Senior Care
- SBA charge-off
- 10.6%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Senior Care · color = vs category peers
Green = favorable by >10% vs Senior Care avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $73K – $164K including a $59K franchise fee, 5.0% ongoing royalty.
- RETURNSAverage unit revenue of $1.2M/year (median $754K) (includes company-owned outlets).
- RISKVerdict A (Strongest tier), verdict score 75/100 (higher is better). SBA loan charge-off rate of 10.6% across 47 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- ComForCare Franchise Systems, LLC
- Parent company
- Best Life Brands, LLC
- Ultimate parent
- CFC Holding Company, LLC
- Predecessor
- ComForCare Health Care Holdings, Inc.
- Prior franchisor entity
- Incorporated in
- MI
- HQ
- 900 Wilshire Drive, Suite 102, Troy, MI 48084-1600
- Auditor
- RSM US LLP
- Audited financials
- Franchisor revenue
- $28.4M
- vs $25.0M prior year
Overview
About
- CEO
- J.J. Sorrenti
- Headquarters
- MI
- Founded
- 2000
- FDD year
- 2024
- States available
- 34
Can you afford it, and what does the money buy?
Entry cost runs 54% below the typical senior care franchise.
Source: FDD 2024 · Items 5–7
Full Item 7 breakdown28 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee (Single Unit)not refundable | $30K | $59K | |
| Travel Expenses for Training (Single Unit)not refundable | $0 | $8K | |
| Real Estate & Related Expenses - 3 months (Single Unit)not refundable | $2K | $3K | |
| Office Equipment (Single Unit)not refundable | $2K | $7K | |
| Computer Systems - 3 Months (Single Unit)not refundable | $3K | $5K | |
| Signs (Single Unit)not refundable | $100 | $575 | |
| Miscellaneous Opening Costs (Single Unit)not refundable | $1K | $6K | |
| Licensing Fees (Single Unit)not refundable | $0 | $6K | |
| Accreditation Fees (Single Unit)not refundable | $0 | $10K | |
| Insurance - 3 months (Single Unit)not refundable | $2K | $4K | |
| Office Supplies (Single Unit)not refundable | $1K | $2K | |
| Local Marketing - 3 Months (Single Unit)not refundable | $6K | $6K | |
| Recruiting Expenses - 3 Months (Single Unit)not refundable | $2K | $2K | |
| Additional Funds - 3-6 Months (Single Unit)not refundable | $24K | $46K | |
| Initial Franchise Fee (Multi-Unit)not refundable | $59K | $153K | |
| Travel Expenses for Training (Multi-Unit)not refundable | $0 | $8K | |
| Real Estate & Related Expenses - 3 months (Multi-Unit)not refundable | $3K | $5K | |
| Office Equipment (Multi-Unit)not refundable | $2K | $7K | |
| Computer Systems - 3 Months (Multi-Unit)not refundable | $3K | $5K | |
| Signs (Multi-Unit)not refundable | $100 | $575 | |
| Total initial investment | $186K | $444K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $73K – $164K
- Top 40% of category vs category
- Liquid capital req'd
- $24K – $46K
- Middle of category vs category
- Franchise fee
- $30K – $59K
- Bottom third — review vs category
- Royalty
- 5.0%
- Percentage of gross sales · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 6.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 5.0% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Technology fee | $100 |
| Transfer fee | $10K |
| Renewal fee | $8K |
| Inventory (initial) | $1K – $2K |
| Total fee load | 6.0% of rev |
A 6.0% total fee load is unusually lean. More of each revenue dollar stays with the franchisee.
What do units actually make?
Average unit sales run 19% below the senior care norm.
Includes company-owned outlets
Source: FDD 2024 · Item 19
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$226K
19.0% margin
Unlevered ROIC
148%
EBITDA / total invested capital
Payback
8 mo
cash-on-cash, unlevered
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit. The target band for an attractive franchise is 30–60% ROIC. Below that and a passive index fund likely outperforms; above that and the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses. It's the top line only. Operating costs below are category estimates. Override them to match your real lease quote, labor market, and build-out budget.
Returns model · single-unit ROIC
What would one ComForCare Home Care unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
148%
Above the 30–60% band. Verify revenue is per-unit average
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Levered LBO scenario · Yale Crease Capital framing
What would 25 ComForCare Home Care units return on equity?
Equity IRR · 5-yr
35.3%
4.54× MOIC
Year-1 DSCR
2.31×
EBITDA ÷ debt service
Equity required
$5.0M
on $14.3M purchase
Total debt
$9.3M
SBA $5.0M + senior + seller note
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2024 FDD
Financial Performance
Includes company-owned outlets
- Avg gross sales
- $1.2M
- Per unit, per year
- Median gross sales
- $754K
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- gross sales by tenure cohort
- Sample size
- 190
- vs category median 22 · large
- Range (low → high)
- $8K→$18.4M
- Cohort dispersion (min → max)
- Transparency tier
- revenue_only
- Categorical assessment of disclosure depth
- Reporting year
- 2023
- Fiscal year the figures cover
- Source filing
- FDD 2024
- Disclosed in the 2024 filing, covering 2023
- Transparency
- 4 / 10
- vs category median 4 / 10 · typical
Compared against 79 Senior Care brands
Revenue is 10.1x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $1.2M/year in gross sales. Median is $754K — top performers pull the average up, so a typical unit earns less. Revenue-to-investment ratio: 10.1x. Includes company-owned outlets.
Fee burden
Total ongoing fee load of 6.0% — below the Senior Care average of 7.7%.
Disclosure
Transparency score 4/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
System expanding at 7.5% CAGR over 3 years across 229 units — operators are staying and new ones are joining.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Senior Care averages
How ComForCare Home Care Compares
Is the system healthy?
Source: FDD 2024 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 229
- Opened
- 22
- Last reporting year
- Closed
- 6
- Terminated
- 1
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 2
- Term expired, not renewed (per Item 20)
- Turnover rate
- 3.9%
- Company-owned
- 1
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- +7.5%
- Net unit change over 3 years
- 3-yr CAGR
- +7.5%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 22
- Closed (3yr)
- 6
- Terminated (3yr)
- 1
- Non-renewed (3yr)
- 2
- Transfers (3yr)
- 12
- Reacquired (3yr)
- 1
- Franchisor bought back
- Termination rate
- 10.0%
- Franchisor-initiated terminations
- Ceased ops
- 70.0%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 21 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 47
- Loan volume
- $15.1M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 10.6%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 89.4%
- 5-yr charge-off
- 16.7%
- Loans approved 2021+
- Active lenders
- 15
- Defaults
- 5
- Typical loan rate
- 8.4%
- avg rate to borrowers
- Franchised industry avg
- 7.5%
- brand above franchise avg ↑
- Jobs supported
- 1,028
- 6.8 per loan
- Lender concentration
- 26%
- top lender's share
Borrower mix: 62% went to startups / new businesses, 38% to established operators
Franchise vs independent — in home health care services, franchised businesses charge off at 7.5% vs 11.5% for independents — franchising is associated with 35% lower SBA default risk in this category.
Top lenders financing ComForCare Home Care franchisees
Showing 3 of 15 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into ComForCare Home Care's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 8-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
What could kill this investment?
SBA loans charge off at 10.6% — 34% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
ComForCare presents elevated risk due to active multi-jurisdictional litigation, absence of earnings disclosure, anemic growth, and wage compliance concerns endemic to the home care business model.
Litigation (Item 3)
1 defendant case (Podolak wage class action, damages >$35K); 2 plaintiff cases (Platinum Care and Dahlia Home Care for unpaid fees); 1 administrative action (Maryland 2010 consent order re: unregistered franchise sales). Additional affiliate litigation disclosed separately.
Largest disclosed settlement: $75,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · RSM US LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
ⓘ These are the parent company's consolidated financials (the parent guarantees the franchisor), not this brand's standalone results — the figure reflects the whole corporate group, not this brand alone.
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: No
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 75 / 100 verdict
- 01HIGHMultiple active litigation cases including FTC complaint, wage violation class action, and state regulatory non-compliance—suggests systemic operational or compliance issues
- 02MEDNo disclosed average net income (Item 19) despite $1.19M average revenue—inability or unwillingness to share profitability raises earnings claim transparency concerns
- 03MINORSlow unit growth of 4.6% YoY with 229 units is anemic for home care franchise sector—suggests market saturation, franchisee struggle, or brand stagnation
- 04MEDHigh initial investment ($59K franchise fee + up to $163.9K total) paired with undisclosed net income creates unfavorable risk-reward ratio
- 05MINORWage violation class action in home care sector is particularly damaging—home care is labor-intensive; wage liability directly impacts franchisee profitability and legal exposure
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 6.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2024 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory population | 35,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Not allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 75 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 5 |
| Curable defaultsℹ | 6 |
| Mandatory arbitration | No |
| Arbitration location | Michigan |
| Jury trial waiver | No |
| Governing law | MI |
| Litigation count | 4 |
View Item 3 litigation summary
1 defendant case (Podolak wage class action, damages >$35K); 2 plaintiff cases (Platinum Care and Dahlia Home Care for unpaid fees); 1 administrative action (Maryland 2010 consent order re: unregistered franchise sales). Additional affiliate litigation disclosed separately.
Items 10, 11
Training & Operations
- Classroom training
- 53 hrs
- On-the-job training
- 51 hrs
- Training location
- Phase 1 & 3: franchisee's location/territory; Phase 2: Corporate Headquarters, Troy, Michigan (or virtual); Phase 4: franchisee's location
- Ongoing training
- Required
- Field support
- 34 hrs/yr
- On-site visits per year
- Time to open
- 3 mo
- From signing to launch
- Site selection
- Franchisee selects; franchisor provides input/recommendations but does not select or approve location unless outside Protected Territory
- Franchisor financing
- Offered
- Item 10
- POS system
- SwyftOps (client management software)
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: SwyftOps (client management software)
Item 20 · call current owners
Franchisee Contacts
99 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
ComForCare Home Care · FDD (2024) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a ComForCare Home Care franchise?
The total investment to open a ComForCare Home Care franchise ranges from $73K – $164K, with an initial franchise fee of $59K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do ComForCare Home Care franchise owners earn?
According to Item 19 of the ComForCare Home Care FDD, the average gross sales per unit is $1.2M. The median is $754K. Important context: Includes company-owned outlets. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Item 19 in the ComForCare Home Care FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the ComForCare Home Care FDD and qualifies whose outlets they describe.
What is ComForCare Home Care's franchise failure rate?
Based on SBA 7(a) loan data, ComForCare Home Care has a charge-off rate of 10.6% across 47 loans, meaning 10.6% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many ComForCare Home Care franchise locations are there?
As of their most recent FDD filing, ComForCare Home Care has 229 total units in the United States, including 228 franchised units and 1 company-owned units. 22 new units were opened in the latest reporting year.
Is ComForCare Home Care a good franchise to buy?
FranchiseVerdict rates ComForCare Home Care as a A-grade franchise with a verdict score of 75 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.