FranchiseVerdict
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FV-00586·MODERATEExcellent81

Code Wiz

Education - Tutoring & Test PrepFranchising since 2018Website
Investment
$150K – $237K
61st pct Tutoring & Te…
Avg revenue
55th pct Tutoring & Te…
Royalty
6.0%
3rd pct Tutoring & Te…
Units
9
35th pct Tutoring & Te…
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $150K – $237K including a $45K franchise fee, 6.0% ongoing royalty.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated MODERATE with a risk score of 59/100. SBA loan default rate of 0.0% across 24 loans (below the industry average).

Item 1 · who you're contracting with

The Franchisor

Legal entity
Code Wiz Franchise System, LLC
Parent company
Clear Summit Group, Inc.
Incorporated in
Massachusetts
HQ
175 Littleton Rd, Westford, Massachusetts 01886
Auditor
Reese CPA LLC
Audited financials
Franchisor revenue
$64K
vs $251K prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Code Wiz unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: education
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $150K–$237K
Working capital
$
FDD reports $28K–$60K

Unlevered ROIC · per unit

47%

In Yale's "attractive" band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$113K
EBITDA margin
15.0%
Total invested
$237K
Payback
25 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Code Wiz appears to be a coding/STEM education franchise, likely operating tutoring centers or after-school programming for children. Franchisees would manage curriculum delivery, student recruitment, instructor hiring/training, and center operations, though exact service model is unconfirmed without disclosure review.

CEO
Ruth Agbaji
Founded
2018
FDD year
2023
States available
6

Item 7 · what it costs

The Vitals

Total investment
$150K – $237K
All-in to open one unit
Liquid capital
$28K – $60K
Cash you must have on hand
Franchise fee
$45K
Royalty
6.0%
Gross Sales · typical 6–8%
Ad fund
2.0%
typical 3–5%
Total fee load
8.0%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
9
Opened
6
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
1
Corporate units in the system
% franchised
89%
vs corporate-owned
Multi-unit owners
33.3%
Net growth (yr3)
+133.3%
Net unit change last year
3-yr CAGR
+133.3%
Compounded over last 3 years
2021
7+5
Franchised units
2022
3
Franchised units
2023
3
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 7 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 7 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
24
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

59
Risk · 0-100
MODERATE59 / 100

Code Wiz presents elevated risk due to missing financial disclosures (Item 19), franchisor going concern issues, micro-system size, and inability to validate unit profitability claims.

Score breakdown · what drove the 59 / 100 rating

  1. 01MEDNo Item 19 (Average Revenue/Net Income) disclosed — impossible to assess unit economics or ROI on $150k-$237k investment
  2. 02HIGHGoing Concern status is FALSE, indicating potential financial instability at franchisor level
  3. 03MINOROnly 9 units system-wide is extremely small; hypergrowth claim (133% YoY) means system grew from ~4 units, reducing statistical reliability
  4. 04MINORHigh franchise fee ($45k) relative to total investment suggests front-loaded franchisor revenue model with risk-sharing skewed toward franchisee
  5. 05HIGHNo litigation disclosed but 'Going Concern: False' suggests undisclosed financial stress or operational problems

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Designated Territory
Protected territory
Yes
Initial term
10 years
Renewal term
5 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Massachusetts

Item 11

Training & Operations

Classroom training
40 hrs
On-the-job training
100 hrs

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

15 numbers

Locked
(978) 809-••••
MA
(470) 260-••••
GA
(817) 380-••••
TX

One-time purchase · CSV download · Validation questions included

FDD download

Code Wiz · FDD (2023) PDF

Single-page checkout · instant download · CSV export of contacts available separately above