Chuck Lager Restaurant
Bottom line
- Total investment $1.1M – $3.9M including a $50K franchise fee, 5.5% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated CAUTION with a risk score of 74/100. SBA loan default rate of 0.0% across 2 loans (below the industry average).
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Chuck Lager Restaurant unit return on the cash you put in?
Unlevered ROIC · per unit
5%
Below typical band (30–60%)
Overview
About
Chuck Lager Restaurant franchisees operate casual dining establishments serving lager-centric beer and food offerings. Day-to-day operations include managing restaurant staff, inventory, food preparation, customer service, and local marketing while remitting 5.5% of gross sales to the franchisor.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 11 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Micro-scale restaurant franchise with going concern issues, non-disclosure of profitability metrics, and extreme cost ambiguity presents material risk of franchisor failure and franchisee capital loss.
Score breakdown · what drove the 74 / 100 rating
- 01MINOROnly 4 units system-wide indicates minimal scale, network support, and supply chain leverage
- 02MINORNo Item 19 (Average Unit Volume) disclosure prevents ROI validation and profitability assessment
- 03HIGHGoing Concern status = FALSE suggests franchisor financial instability or operational distress
- 04MINORWide investment range ($1.05M–$3.95M) lacks transparency on what drives 276% cost variance
- 05MEDNo disclosed average net income makes it impossible to calculate payback period or break-even timeline
- 06MINORMicro-franchise system (4 units) creates high risk of system collapse if even one unit fails
- 07MEDUnknown unit growth trajectory signals either stagnation or undisclosed closures
- 08MINOR15-year term locks franchisee into relationship with unstable franchisor for extended period
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
12 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Chuck Lager Restaurant · FDD (2023) PDF