FranchiseVerdict
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B68/100FDD 2021

Bridge to Better Living — Litigation & Risk

Health & Wellness - Senior Care · FDD Items 3, 4 & 5

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Lower Risk

No litigation cases disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
0
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
68 / 100
FranchiseVerdict composite
Rating
MODERATE
STRONG / MODERATE / CAUTION / AVOID

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
1
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
0.0%
Defaults
0 loans
Loans charged off or defaulted
Total loan volume
$44K
Avg loan size
$44K
Participating lenders
1

FDD Items 5, 6 & 17 — what you give up

Contract Risk Indicators

Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Nebraska
State whose law governs disputes — relevant if you're not based there

What drove the 68/100 rating

Risk Score Breakdown

  1. 01MINOROnly 2 franchised units with unknown growth trajectory suggests nascent or stalled system expansion
  2. 02HIGHNo Item 19 financial performance representations (Going Concern = False) limits ability to validate the $490k average revenue claim
  3. 03MINORRoyalty structure with minimum creates fixed cost burden; 8% of $490k ($39.3k) plus unknown minimum could significantly erode the $107k average net income
  4. 04MINORHigh franchise fee ($48k) relative to system size and unproven unit economics raises capital recovery concerns
  5. 05HIGHLack of disclosed litigation doesn't confirm clean history; small systems often lack legal infrastructure to report disputes
  6. 06MINOR10-year term is longer than industry standard (5-7 years typical), locking franchisees into potentially unfavorable economics

Severity inferred from FDD text — not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.