FranchiseVerdict
Beggars Pizza logo
FV-00271·MODERATEExcellent81

Beggars Pizza

Food & Beverage - PizzaFranchising since 2004Website
Investment
$343K – $1.1M
69th pct Pizza
Avg revenue
46th pct Pizza
Royalty
Units
28
39th pct Pizza
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $343K – $1.1M including a $25K franchise fee.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated MODERATE with a risk score of 65/100. SBA loan default rate of 0.0% across 8 loans (below the industry average).
  • No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.

Item 1 · who you're contracting with

The Franchisor

Legal entity
BEGGARS PIZZA FRANCHISE, LLC
Parent company
BPF Holding Corporation
Incorporated in
Illinois
HQ
12949 South California Avenue, Blue Island, Illinois 60406
Auditor
Selden Fox, Ltd.
Audited financials
Franchisor revenue
$1.6M
vs $1.5M prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Beggars Pizza unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: restaurant
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $343K–$1.1M
Working capital
$
FDD reports $10K–$40K

Unlevered ROIC · per unit

11%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$83K
EBITDA margin
11.0%
Total invested
$737K
Payback
107 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Franchisees operate casual pizza restaurant locations, managing food preparation, customer service, delivery logistics, and staff scheduling. Daily operations include inventory management, quality control of dough and toppings, staffing coordination, and order fulfillment through dine-in, carryout, and delivery channels.

CEO
Laurance H. Garetto
Founded
2004
FDD year
2025
States available
2

Item 7 · what it costs

The Vitals

Total investment
$343K – $1.1M
All-in to open one unit
Liquid capital
$10K – $40K
Cash you must have on hand
Franchise fee
$25K
Royalty
Higher of 5% of Gross Sales or $500 per Accounting Period
Ad fund
1.0%
typical 3–5%
Total fee load
6.0%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
28
Opened
0
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
7
Corporate units in the system
% franchised
75%
vs corporate-owned
Multi-unit owners
40.0%
Net growth (yr3)
+0.0%
Net unit change last year
3-yr CAGR
+0.0%
Compounded over last 3 years
2023
21±0
Franchised units
2024
21
Franchised units
2025
21
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 12 · 2 states reported

The Territory Map

FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.

2

states with franchisees (per FDD Item 12)

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
8
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

65
Risk · 0-100
MODERATE65 / 100

Beggars Pizza presents CAUTION-level risk due to undisclosed financial performance, tiny unit count with unknown growth, going concern questions, and opaque profitability metrics that prevent proper ROI validation.

Score breakdown · what drove the 65 / 100 rating

  1. 01MINORNo Item 19 financial performance disclosure — impossible to assess actual profitability or ROI potential
  2. 02MEDOnly 28 units systemwide with unknown growth trajectory — suggests limited brand momentum or stability
  3. 03HIGHGoing Concern status is FALSE, indicating potential financial viability questions about franchisor
  4. 04MINORWide investment range ($343K-$1.08M) with no corresponding revenue data — cannot validate investment appropriateness
  5. 05MINORHybrid royalty structure (5% or $500 minimum) may be unprofitable for low-volume locations
  6. 06MINOR10-year term is longer than industry standard (typically 5-7), reducing flexibility for underperforming franchisees

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Geographic area
Protected territory
Yes
Initial term
10 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
No
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Illinois

Item 11

Training & Operations

Classroom training
125 hrs
On-the-job training
0 hrs
POS system
Speedline
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

26 numbers

Locked
(708) 239-••••
Laurance Garetto,
IL
(708) 343-••••
IL
(219) 226-••••
IN

One-time purchase · CSV download · Validation questions included

FDD download

Beggars Pizza · FDD (2025) PDF

Single-page checkout · instant download · CSV export of contacts available separately above