Beggars PizzaFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Beggars Pizza franchise requires a total initial investment of $343K – $1.1M, including a $25K franchise fee. The 2025 FDD does not disclose unit-level revenue (no Item 19). Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $343K – $1.1M
- 65th pct Service Resta…
- Avg gross sales
- N/A
- 59th pct Service Resta…
- Royalty
- N/A
- Units
- 28
- 52nd pct Service Resta…
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Quick-Service Restaurants · color = vs category peers
Green = >15% above Quick-Service Restaurants avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- Total investment $343K – $1.1M including a $25K franchise fee.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict A (Top Quintile) with a risk score of 47/100.
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- BEGGARS PIZZA FRANCHISE, LLC
- Parent company
- BPF Holding Corporation
- CEO title
- President, Treasurer, and Director
- Laurance H. Garetto
- CEO experience
- 2004 yrs
- Years in role or industry
- Incorporated in
- IL
- HQ
- 12949 South California Avenue, Blue Island, Illinois 60406
- Auditor
- Selden Fox, Ltd.
- Audited financials
- Franchisor revenue
- $1.6M
- vs $1.5M prior year
Overview
About
Franchisees operate casual pizza restaurant locations, managing food preparation, customer service, delivery logistics, and staff scheduling. Daily operations include inventory management, quality control of dough and toppings, staffing coordination, and order fulfillment through dine-in, carryout, and delivery channels.
- CEO
- Laurance H. Garetto
- Headquarters
- IL
- Founded
- 2004
- FDD year
- 2025
- States available
- 2
FDD Item 7 · 2025 filing · 26 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee (<=150 seats)not refundable | $25K | $25K | |
| Travel and Living Expenses During Training (<=150 seats)not refundable | $1K | $5K | |
| Rent or Real Estate (<=150 seats)not refundable | $15K | $22K | |
| Improvements (build-out) (<=150 seats)not refundable | $150K | $350K | |
| Furniture and Fixtures (<=150 seats)not refundable | $5K | $50K | |
| Equipment (<=150 seats)not refundable | $75K | $150K | |
| Insurance (<=150 seats)not refundable | $5K | $15K | |
| Signage (<=150 seats)not refundable | $5K | $25K | |
| Miscellaneous Opening Costs (<=150 seats)not refundable | $2K | $5K | |
| Opening Inventory (<=150 seats)not refundable | $5K | $8K | |
| Grand Opening Advertising (<=150 seats)not refundable | $10K | $10K | |
| Computer Equipment and Software (POS system) (<=150 seats)not refundable | $35K | $50K | |
| Additional Funds (<=150 seats)not refundable | $10K | $25K | |
| Initial Franchise Fee (>150 seats)not refundable | $40K | $40K | |
| Travel and Living Expenses During Training (>150 seats)not refundable | $1K | $5K | |
| Rent or Real Estate (>150 seats)not refundable | $32K | $47K | |
| Improvements (build-out) (>150 seats)not refundable | $250K | $400K | |
| Furniture and Fixtures (>150 seats)not refundable | $75K | $200K | |
| Equipment (>150 seats)not refundable | $125K | $175K | |
| Insurance (>150 seats)not refundable | $14K | $50K | |
| Total initial investment | $972K | $1.8M |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $343K – $1.1M
- Near category avg vs category
- Liquid capital req'd
- $10K – $40K
- Better than avg vs category
- Franchise fee
- $25K – $40K
- Better than avg vs category
- Royalty
- Higher of 5% of Gross Sales or $500 per Accounting Period
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 6.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | Higher of 5% of Gross Sales or $500 per Accounting Period |
| Marketing / ad fund | 1.0% of gross sales |
| Transfer fee | $8K |
| Renewal fee | $33 |
| Total fee load | 6.0% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Quick-Service Restaurants averages
How Beggars Pizza Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 28
- Opened
- 0
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 7
- Corporate units in the system
- % franchised
- 75%
- vs corporate-owned
- Multi-unit owners
- 40.0%
- Net growth (yr3)
- +0.0%
- Net unit change last year
- 3-yr CAGR
- +0.0%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 0
- Projected new
- 2
- Franchisor's next-year forecast
- Continuity rate
- 100.0%
- Units that stayed open
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 2 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
2
states with franchisees (per FDD Item 12)
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 6 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 6
- Loan volume
- $2.4M
- Median loan
- $303K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 6
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Beggars Pizza's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 4 lenders with concentration factor
- Per-state charge-off rates across 2 states
- Startup risk premium and job creation velocity
- 4-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Beggars Pizza presents CAUTION-level risk due to undisclosed financial performance, tiny unit count with unknown growth, going concern questions, and opaque profitability metrics that prevent proper ROI validation.
Litigation (Item 3)
No litigation required to be disclosed
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Selden Fox, Ltd.
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 47 / 100 rating
- 01MINORNo Item 19 financial performance disclosure — impossible to assess actual profitability or ROI potential
- 02MEDOnly 28 units systemwide with unknown growth trajectory — suggests limited brand momentum or stability
- 03HIGHGoing Concern status is FALSE, indicating potential financial viability questions about franchisor
- 04MINORWide investment range ($343K-$1.08M) with no corresponding revenue data — cannot validate investment appropriateness
- 05MINORHybrid royalty structure (5% or $500 minimum) may be unprofitable for low-volume locations
- 06MINOR10-year term is longer than industry standard (typically 5-7), reducing flexibility for underperforming franchisees
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | Geographic area |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | No |
| Jury trial waiver | Yes |
| Governing law | Illinois |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed
Items 10, 11
Training & Operations
- Classroom training
- 125 hrs
- On-the-job training
- 0 hrs
- Training location
- On-site and corporate
- POS system
- Speedline
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Speedline
Item 20 · call current owners
Franchisee Contacts
26 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Beggars Pizza · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Beggars Pizza franchise?
The total investment to open a Beggars Pizza franchise ranges from $343K – $1.1M, with an initial franchise fee of $25K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Beggars Pizza franchise owners earn?
Beggars Pizza does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Beggars Pizza's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Beggars Pizza (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Beggars Pizza franchise locations are there?
As of their most recent FDD filing, Beggars Pizza has 28 total units in the United States, including 21 franchised units and 7 company-owned units.
Is Beggars Pizza a good franchise to buy?
FranchiseVerdict rates Beggars Pizza as a A-grade franchise with a risk score of 47 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.