Bottom line
- Total investment $516K – $2.8M including a $50K franchise fee, 6.0% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated STRONG with a risk score of 54/100. SBA loan default rate of 0.0% across 28 loans (below the industry average).
- System growing at 311.1% CAGR over 3 years with 43 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one 1-Tom-Plumber unit return on the cash you put in?
Unlevered ROIC · per unit
4%
Below typical band (30–60%)
Overview
About
1-Tom-Plumber franchisees operate residential and commercial plumbing services, managing service calls, scheduling, customer acquisition, and technician coordination within protected territories. Day-to-day operations include dispatching plumbers, handling emergency calls, managing cash flow, and building local market presence while paying 6% of gross sales to the franchisor.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 23 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
High investment, missing financial disclosures, active litigation, and going concern red flag present meaningful risk despite growth metrics.
Score breakdown · what drove the 54 / 100 rating
- 01MEDNo Item 19 financial disclosure (average revenue/net income not disclosed) prevents ROI validation
- 02HIGHActive litigation involving non-compete/royalty collection suggests enforcement disputes and franchisee disputes
- 03MINORHigh investment range ($515K–$2.8M) with 6% royalty creates significant break-even pressure without earnings data
- 04MINORRapid unit growth (60.9% YoY) may indicate aggressive recruitment masking underlying unit economics or retention issues
- 05HIGHGoing Concern flagged as False despite strong growth, suggesting potential franchisor financial instability
- 06MEDOnly 43 total units indicates nascent system with limited track record and operational maturity
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
35 numbers
One-time purchase · CSV download · Validation questions included
FDD download
1-Tom-Plumber · FDD (2025) PDF