SBA 7(a) franchise lending portfolio
Pima FCU
EXCELLENT risk
- Total loans
- 10
- Loan volume
- $14.9M
- Avg loan size
- $1.5M
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.05%
Franchises funded
9
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Dutch Bros. Coffee | 2 | $1.7M | 0.0% |
| Papa Murphy's Take & Bake Pizz | 1 | $171K | 0.0% |
| Subway Sandwich Shop | 1 | $2.0M | 0.0% |
| Business Cards Tomorrow | 1 | $1.2M | 0.0% |
| Country Inns & Suites | 1 | $2.4M | 0.0% |
| grabbagreen | 1 | $482K | — |
| Code Ninjas | 1 | $265K | 0.0% |
| Red Roof Inn | 1 | $4.7M | 0.0% |
| Hawthorne Suites Franchising,i | 1 | $2.1M | 0.0% |
Lending volume by year
1'10
1'11
6'12
1'17
1'18
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).