FranchiseVerdict
Pima FCU logo

SBA 7(a) franchise lending portfolio

Pima FCU

EXCELLENT risk
Total loans
10
Loan volume
$14.9M
Avg loan size
$1.5M
Default rate
0.0%
vs 15.4% national avg

Defaults

0

Avg interest

6.05%

Franchises funded

9

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Dutch Bros. Coffee2$1.7M0.0%
Papa Murphy's Take & Bake Pizz1$171K0.0%
Subway Sandwich Shop1$2.0M0.0%
Business Cards Tomorrow1$1.2M0.0%
Country Inns & Suites1$2.4M0.0%
grabbagreen1$482K
Code Ninjas1$265K0.0%
Red Roof Inn1$4.7M0.0%
Hawthorne Suites Franchising,i1$2.1M0.0%

Lending volume by year

1
'10
1
'11
6
'12
1
'17
1
'18

Geographic exposure

70.0%

Portfolio summary

Total funded$14.9M
Defaults0 of 10
Risk tierEXCELLENT
Avg rate6.05%

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).