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SBA 7(a) franchise lending portfolio
Montana Community Development Corp.
EXCELLENT risk
- Total loans
- 11
- Loan volume
- $2.0M
- Avg loan size
- $183K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
9.36%
Franchises funded
10
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Wayback Burgers | 2 | $250K | — |
| Blaze Pizza | 1 | $250K | 0.0% |
| Subway | 1 | $250K | 0.0% |
| Novus Glass/Novus Auto Glass | 1 | $42K | 0.0% |
| The Brass Tap | 1 | $250K | 0.0% |
| College Hunks Hauling Junk | 1 | $166K | 0.0% |
| Garage Force / Garage Force In | 1 | $100K | 0.0% |
| FiiZ Drinks | 1 | $223K | — |
| Stretch Lab | 1 | $246K | — |
| Firehouse Subs | 1 | $239K | — |
Lending volume by year
2'14
1'16
1'17
1'20
1'21
2'23
2'24
1'26
Geographic exposure
Portfolio summary
Total funded$2.0M
Defaults0 of 11
Risk tierEXCELLENT
Avg rate9.36%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).