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SBA 7(a) franchise lending portfolio
CoreFirst Bank & Trust
EXCELLENT risk
- Total loans
- 13
- Loan volume
- $2.1M
- Avg loan size
- $164K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.65%
Franchises funded
8
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Domino's Pizza | 5 | $114K | 0.0% |
| Big O Tires | 2 | $652K | 0.0% |
| I Can't Believe It's Yogurt | 1 | $30K | 0.0% |
| Fantastic Sam's | 1 | $53K | 0.0% |
| Golden Corral (restaurant) | 1 | $400K | 0.0% |
| Kono Pizza | 1 | $78K | 0.0% |
| European Wax Centers-Galleria | 1 | $300K | 0.0% |
| Qdoba Mexican Grill | 1 | $511K | 0.0% |
Lending volume by year
1'94
3'95
3'96
1'04
2'05
1'10
1'11
1'12
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).