FranchiseVerdict
Comerica Bank-Texas logo

SBA 7(a) franchise lending portfolio

Comerica Bank-Texas

EXCELLENT risk
Total loans
11
Loan volume
$4.6M
Avg loan size
$415K
Default rate
0.0%
vs 15.4% national avg

Defaults

0

Avg interest

Franchises funded

10

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Precision Tune2$350K0.0%
Zuzu's Handmade Mexican Food1$432K0.0%
All Tune And Lube1$68K0.0%
Play It Again Sports (retail S1$100K0.0%
Ace Hardware1$588K0.0%
Fastsigns1$175K0.0%
Sleep Inn Motel1$1.3M0.0%
Uncle Sam Covenient Store1$1.1M0.0%
Mail Boxes Etc. Usa1$112K0.0%
Creaters & Freighters1$325K0.0%

Lending volume by year

2
'94
3
'96
2
'00
3
'02
1
'03

Geographic exposure

Portfolio summary

Total funded$4.6M
Defaults0 of 11
Risk tierEXCELLENT

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).