SBA 7(a) franchise lending portfolio
Comerica Bank-Texas
EXCELLENT risk
- Total loans
- 11
- Loan volume
- $4.6M
- Avg loan size
- $415K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
—
Franchises funded
10
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Precision Tune | 2 | $350K | 0.0% |
| Zuzu's Handmade Mexican Food | 1 | $432K | 0.0% |
| All Tune And Lube | 1 | $68K | 0.0% |
| Play It Again Sports (retail S | 1 | $100K | 0.0% |
| Ace Hardware | 1 | $588K | 0.0% |
| Fastsigns | 1 | $175K | 0.0% |
| Sleep Inn Motel | 1 | $1.3M | 0.0% |
| Uncle Sam Covenient Store | 1 | $1.1M | 0.0% |
| Mail Boxes Etc. Usa | 1 | $112K | 0.0% |
| Creaters & Freighters | 1 | $325K | 0.0% |
Lending volume by year
2'94
3'96
2'00
3'02
1'03
Geographic exposure
Portfolio summary
Total funded$4.6M
Defaults0 of 11
Risk tierEXCELLENT
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).