![Capital Certified Development Corporation logo](https://cdn.brandfetch.io/capitalcertifieddevelopment.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
SBA 7(a) franchise lending portfolio
Capital Certified Development Corporation
EXCELLENT risk
- Total loans
- 15
- Loan volume
- $3.5M
- Avg loan size
- $235K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
8.38%
Franchises funded
12
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| The Prep! | 3 | $1.1M | — |
| Scooter's Coffee | 2 | $315K | — |
| Golden Corral | 1 | $218K | 0.0% |
| Schlotzsky's | 1 | $150K | 0.0% |
| Nora Mental Health | 1 | $60K | — |
| Mathnasium Learning Centers | 1 | $75K | — |
| Gameday Men's Health/Gameday | 1 | $230K | — |
| La Quinta by Wyndham a.k.a. La | 1 | $315K | — |
| HTeaO | 1 | $250K | — |
| Home2 Suites by Hilton | 1 | $350K | — |
| Premier Martial Arts Studio | 1 | $350K | — |
| Baskin-Robbins | 1 | $165K | — |
Lending volume by year
1'14
1'19
1'20
1'22
3'23
4'25
4'26
Geographic exposure
140.0%
Portfolio summary
Total funded$3.5M
Defaults0 of 15
Risk tierEXCELLENT
Avg rate8.38%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).