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F#4,757 of 5,063
15
Risk
F85/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
22
Loan volume
$3.5M
Default rate
45.5%
vs <3% typical
Avg loan
$159K
Lenders
12
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
22
Loan volume
$3.5M
Median loan
$121K
50th percentile
Default rate
45.5%
vs <3% typical · system-wide
Repayment rate (PIF)
54.5%
5-yr default
—
Loans approved 2021+
Active lenders
12
Defaults
10
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Zero's default rate by loan vintage
BrandNational avg
Lending insight
A 45.5% default rate means roughly 1 in 2 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
85
Risk · 0-100
F19Risk score 85
Low confidence±14 pts
7199