FranchiseVerdict
ZEISS VISION CENTER logo
D72/100FDD 2025

Zeiss Vision Center — Litigation & Risk

Health & Wellness - Other · FDD Items 3, 4 & 5

Back to overview

Lower Risk

No litigation cases disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
0
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
72 / 100
FranchiseVerdict composite
Rating
CAUTION
STRONG / MODERATE / CAUTION / AVOID

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
2
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
—
Defaults
0 loans
Loans charged off or defaulted

FDD Items 5, 6 & 17 — what you give up

Contract Risk Indicators

Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
California
State whose law governs disputes — relevant if you're not based there

What drove the 72/100 rating

Risk Score Breakdown

  1. 01MINORZero existing franchise units with unknown growth trajectory indicates failed or non-existent franchisee base
  2. 02MEDNo average revenue or net income disclosure (missing Item 19) prevents ROI validation and profitability assessment
  3. 03HIGHGoing Concern status is FALSE, suggesting financial instability or uncertainty about franchisor's viability
  4. 04MEDHigh initial investment range ($605k-$1.096M) paired with undisclosed earnings creates unpredictable payback period
  5. 05MINORFixed $25,000 annual royalty on unknown revenue creates unclear cost structure and margin predictability
  6. 06MINOR10-year term locks franchisees into long commitment with unproven business model and no franchisee track record

Severity inferred from FDD text — not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.