WCH Service BureauFranchise Cost, Revenue & Review 2026
Data from FDD filing
FranchiseVerdict summary · 2026
A WCH Service Bureau franchise requires a total initial investment of $75K – $95K, including a $45K franchise fee. The 2026 FDD does not disclose unit-level revenue (no Item 19). Verdict grade: D. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2026 FDD issuance
Overview
- Investment
- $75K – $95K
- 19th pct Business Serv…
- Avg gross sales
- N/A
- 29th pct Business Serv…
- Royalty
- N/A
- Units
- 2
- 6th pct Business Serv…
- SBA default
- N/A
Quick verdict · Business Services · color = vs category peers
Green = >15% above Business Services avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
The franchisor's auditor raised doubt about continued operations. This is a serious risk signal.
Bottom line
- Total investment $75K – $95K including a $45K franchise fee.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict D (Below Average) with a risk score of 75/100.
- Auditor disclosed a going-concern note, which flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- WCH Service Bureau Franchising, LLC
- Parent company
- Aleksandr Romanychev
- Incorporated in
- NY
- HQ
- 3047 AVENUE U, BROOKLYN, NY 11229
- Auditor
- Michael Petrushansky, CPA PC
- Audited financials
- Franchisor revenue
- $42K
- vs $24K prior year
- ⚠ Going-concern note
- Disclosed in FDD 2026
- Auditor flagged doubt about continued operations. Verify against the latest FDD before deciding.
Affiliated brands
- WCH Service Bureau
Other brands the franchisor or its parent operates (Item 1).
Overview
About
WCH Service Bureau (likely a payroll processing, HR administration, or business services bureau based on the name) requires franchisees to manage client accounts, process transactions or services, and handle day-to-day client servicing. With only 2 known units and no disclosed model, franchisees likely spend time acquiring clients, managing administrative workflows, and remitting royalties on gross revenue.
- CEO
- Aleksandr Romanychev
- Headquarters
- NY
- Founded
- 2017
- FDD year
- 2026
- States available
- 2
FDD Item 7 · 2026 filing · 12 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $45K | $45K | |
| Equipment | $7K | $9K | |
| Furniture | $300 | $400 | |
| License | $300 | $400 | |
| Insurance | $1K | $2K | |
| Rent | $4K | $8K | |
| Employee Salaries | $10K | $15K | |
| Accountant consultation | $1K | $2K | |
| Advertising Fee | $1K | $2K | |
| Marketing | $1K | $2K | |
| Additional Funds - First 3 Months | $2K | $5K | |
| Costs and attorneys' fees | $2K | $5K | |
| Total initial investment | $75K | $95K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $75K – $95K
- Better than avg vs category
- Liquid capital req'd
- $2K – $5K
- Better than avg vs category
- Franchise fee
- $45K – $45K
- Better than avg vs category
- Royalty
- 7-10% of Gross Revenue
- Ad fund
- 5.0%
- typical 3–5%
- Total fee load
- 15.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Marketing / ad fund | 5.0% of gross sales |
| Transfer fee | $2 |
| Total fee load | 15.0% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Business Services averages
How WCH Service Bureau Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 2
- Opened
- 1
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- +0.0%
- Net unit change last year
- 3-yr CAGR
- -50.0%
- Compounded over last 3 years
3-year detail · Item 20
- Closed (3yr)
- 0
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 0
- Reacquired (3yr)
- 0
- Franchisor bought back
- Continuity rate
- 100.0%
- Units that stayed open
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 17 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
WCH Service Bureau is a nascent, financially opaque franchise system with only 2 units, no published unit economics, unprotected territory, and an aggressive fee structure—presenting substantial execution and profitability risks for early-stage franchisees.
Litigation (Item 3)
0 case reference(s): 0 pending, 1 settled.
Largest disclosed settlement: $95,300
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Michael Petrushansky, CPA PC⚠ Going-concern note flagged
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Must buy proprietary products: No
- Restricted to system-approved products: No
Score breakdown · what drove the 75 / 100 rating
- 01MEDOnly 2 existing units suggests minimal system maturity and extremely limited franchisee reference pool
- 02MINORNo average revenue or net income disclosure (Item 19) prevents ROI validation and profitability assessment
- 03MINORNo territory protection exposes franchisee to direct competition from franchisor or other franchisees
- 04MINORHigh franchise fee ($45,000) relative to total investment suggests 48% of capital goes to franchisor with unproven model
- 05MINORRoyalty range of 7-10% is aggressive given absence of demonstrated unit economics or support infrastructure
- 06MED5-year term is short and provides limited runway for franchisee to recoup $74,600-$95,300 investment
- 07MEDUnknown/undisclosed growth trajectory for only 2 units indicates system is pre-scaling or stagnant
- 08HIGHGoing concern status is positive but with only 2 units and no financial transparency, longevity is questionable
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 5 years |
|---|---|
| Renewal term | 1 year |
| Protected territory | No |
| Online sales rights | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 5 years |
| Right of first refusalℹ | Yes |
| Termination notice | 90 days |
| Curable defaultsℹ | 1 |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | New York |
| Litigation count | 0 |
View Item 3 litigation summary
0 case reference(s): 0 pending, 1 settled.
Items 10, 11
Training & Operations
- Classroom training
- 14 hrs
- On-the-job training
- 0 hrs
- Training location
- On-site and corporate
- Franchisor financing
- Offered
- Item 10
- POS system
- PMBOS
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: PMBOS
Item 20 · call current owners
Franchisee Contacts
25 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
WCH Service Bureau · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a WCH Service Bureau franchise?
The total investment to open a WCH Service Bureau franchise ranges from $75K – $95K, with an initial franchise fee of $45K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do WCH Service Bureau franchise owners earn?
WCH Service Bureau does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is WCH Service Bureau's franchise failure rate?
SBA 7(a) loan charge-off data is not available for WCH Service Bureau (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many WCH Service Bureau franchise locations are there?
As of their most recent FDD filing, WCH Service Bureau has 2 total units in the United States, including 2 franchised units and 0 company-owned units. 1 new units were opened in the latest reporting year.
Is WCH Service Bureau a good franchise to buy?
FranchiseVerdict rates WCH Service Bureau as a D-grade franchise with a risk score of 75 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent WCH Service Bureau, you can request corrections or provide updated information.
Claim this brandOther Business Services franchises
Compare similar franchise opportunities in the Business Services category
Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.