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A38/100FDD 2026

Ubreakifix By Asurion — Litigation & Risk

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Moderate — Review

3 cases disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
3
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
38 / 100
FranchiseVerdict composite
Rating
STRONG
STRONG / MODERATE / CAUTION / AVOID

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
62
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
0.0%
Defaults
0 loans
Loans charged off or defaulted
Total loan volume
$9.5M
Avg loan size
$154K
Participating lenders
31

FDD Items 5, 6 & 17 — what you give up

Contract Risk Indicators

Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Florida
State whose law governs disputes — relevant if you're not based there

What drove the 38/100 rating

Risk Score Breakdown

  1. 01MINORDeclining unit count (-0.4% YoY) despite mature brand suggesting market saturation or franchisee struggles
  2. 02HIGHMultiple pending arbitrations involving fraud and misrepresentation claims indicate systemic franchisor-franchisee relationship issues
  3. 03MINORNo Item 19 (average net income) disclosure prevents proper ROI analysis on $171k-$468k investment
  4. 04MINORSettled arbitration with claims of false information and lack of support suggests historical franchisor accountability issues
  5. 05MINORDual royalty structure (7% and 4%) on split revenue streams creates complexity and potential for revenue categorization disputes
  6. 06MEDHigh initial investment range ($171k-$468k) with undisclosed profitability creates significant financial exposure

Severity inferred from FDD text — not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.