A41/100FDD 2025
Tint World — Litigation & Risk
Automotive - Repair & Service · FDD Items 3, 4 & 5
Elevated Risk
6 cases disclosed in FDD Items 3 and 4.
Source: FDD Items 3–5
FDD Items 3 & 4
Litigation Metrics
Cases disclosed
6
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
41 / 100
FranchiseVerdict composite
Rating
STRONG
STRONG / MODERATE / CAUTION / AVOID
7(a) FOIA data · FY2020–present
SBA Loan Performance
Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.
Total 7(a) loans
80
Government-backed loans issued
Default rate
4.2%
vs <3% typical · system-wide
5-yr default rate
0.0%
Defaults
1 loans
Loans charged off or defaulted
Total loan volume
$28.2M
Avg loan size
$353K
Participating lenders
25
FDD Items 5, 6 & 17 — what you give up
Contract Risk Indicators
Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Florida
State whose law governs disputes — relevant if you're not based there
What drove the 41/100 rating
Risk Score Breakdown
- 01HIGHCEO litigation history and affiliate franchise registration violations signal compliance and governance concerns
- 02MINORMinimum royalty of $500/week ($26,000 annually) creates cash flow pressure on lower-performing units, especially concerning given 10.3% YoY growth suggests system maturation or saturation
- 03HIGHLitigation disclosures include multiple settlement orders across affiliated franchise systems (TMA, Soccer Shots) for registration and no-poach violations, indicating systemic legal/operational issues
- 04MINORAverage net income of $208,526 against $239,950-$449,950 investment range yields only 46-87% ROI annually, with no Item 19 financials to validate consistency across unit performance
- 05HIGH15-year term with front-loaded $49,950 franchise fee limits flexibility; absence of going concern status and vague litigation timeline create exit uncertainty
Severity inferred from FDD text — not a regulatory or legal classification
Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.