Ram Jack Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Ram Jack is a foundation repair franchise specializing in helical and steel-pier systems for residential and commercial buildings. Franchisees run the operations, handling assessments, installations, and warranty service within a territory.
FranchiseVerdict summary · 2026
A Ram Jack franchise requires a total initial investment of $151K – $650K, including a $30K franchise fee. The 2025 FDD does not disclose unit-level revenue (no Item 19). FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $151K – $650K
- 60th pct Home Services
- Avg gross sales
- N/A
- Royalty
- N/A
- Units
- 57
- 48th pct Home Services
- SBA charge-off
- N/A
Quick verdict · Home Services · color = vs category peers
Green = favorable by >10% vs Home Services avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $151K – $650K including a $30K franchise fee.
- RETURNSNo Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- RISKVerdict A (Strongest tier), verdict score 65/100 (higher is better).
- FLAGBankruptcy history disclosed in the FDD. Review Item 4 for details before proceeding.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Ram Jack Systems Distribution, LLC
- Predecessor
- or affiliate has offered franchises for this business or any other lines
- Prior franchisor entity
- CEO title
- Founder and Member
- Stephen Gregory
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- Texas
- HQ
- 13655 CR 1570, Ada, OK 74820
- Auditor
- Eide Bailly
- Audited financials
- Franchisor revenue
- $31.4M
- vs $32.0M prior year
- Management churn noted
- Frequent turnover
- Item 2 disclosed frequent executive changes
Affiliated brands
- company Gregory Enterprises
Other brands the franchisor or its parent operates (Item 1).
Overview
About
- CEO
- Stephen Gregory
- Headquarters
- OK
- Founded
- 1999
- FDD year
- 2025
- States available
- 30
Can you afford it, and what does the money buy?
Entry cost runs 78% above the typical home services franchise.
Source: FDD 2025 · Items 5–7
Full Item 7 breakdown29 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee (Protected Territory) | $30K | $30K | |
| Essential Ram Jack Installation Equipment | $0 | $34K | |
| Tools | $0 | $12K | |
| Truck | $0 | $50K | |
| Truck Bed Modification | $0 | $30K | |
| Trailer | $0 | $33K | |
| Vehicle and Trailer Vinyl Wraps | $2K | $7K | |
| Initial Advertising Budget | $50K | $240K | |
| Computer, Laptop & Printer | $2K | $3K | |
| Rent | $0 | $10K | |
| Landlord (Deposit) | $0 | $500 | |
| Telephone / Cell Phone | $200 | $500 | |
| Utilities and Internet | $300 | $600 | |
| Office Equipment and Supplies | $2K | $2K | |
| Living/Training Related Expenses | $0 | $7K | |
| Training | $3K | $10K | |
| Annual Insurance | $5K | $27K | |
| Legal and Accounting | $500 | $5K | |
| Additional Vehicles | $12K | $45K | |
| 3 Months' Additional Funds | $45K | $105K | |
| Total initial investment | $154K | $773K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $151K – $650K
- Middle of category vs category
- Liquid capital req'd
- $45K – $105K
- Bottom third — review vs category
- Franchise fee
- $30K – $30K
- Top 40% of category vs category
- Royalty
- None (Revenue is derived from required product sales)
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 2.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | None - Because you will purchase our Products, we do not charge you a royalty |
| Marketing / ad fund | 2.0% of gross sales |
| Training fee | $3K |
| Transfer fee | $10K |
| Total fee load | 2.0% of rev |
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
Ram Jack did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one Ram Jack unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
17%
Below the 30–60% attractive-franchise band
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 2.0% — below the Home Services average of 8.9%.
Disclosure
Franchisor chose not to disclose financial performance representations. You will need to gather unit economics directly from existing franchisees.
Operator retention
System expanding at 7.5% CAGR over 3 years across 57 units — operators are staying and new ones are joining.
Multi-unit rate
Only 8% of franchisees own multiple units. Could indicate challenging economics or a young system where operators haven't had time to expand.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Home Services averages
How Ram Jack Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 57
- Opened
- 1
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Multi-unit owners
- 7.7%
- Net growth (3-yr)
- +7.5%
- Net unit change over 3 years
- 3-yr CAGR
- +7.5%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 1
- Transfer rate
- 1.8%
- Owners selling to other franchisees
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 32 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Available to sell in · Item 12
- California
- Illinois
- Indiana
- Maryland
- Michigan
- Minnesota
- New York
- North Dakota
- Virginia
- Washington
- Wisconsin
States where the franchisor is registered to sell new franchises (FDD registration filings).
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 2 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 2
- Loan volume
- $300K
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- N/A
- limited sample (2 loans) — rate not shown below 10
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 2
- Defaults
- N/A
Explore lender portfolios on Bank Reports or regional data on State Reports.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Modest concerns: a net loss of -$535,704 (though net worth positive at $4,221,613) and Item 19 not disclosed. One old settled franchisee suit (2018, settled 2019 for $65K). No bankruptcy or going-concern; audited; 57 units growing 7.5%.
Litigation (Item 3)
Ram Jack Systems Distribution, LLC v. Gibbs Company, Inc. and Randy Gibbs (Case No. CJ-2018-172, District Court for Pontotoc County, Oklahoma). Claims included failure to pay for materials and tools, franchise agreement violations for operating competing business, withholding customer lists, and diverting customers. Plaintiff sought $162,866.80 plus injunctive relief and attorney fees. Settled September 3, 2019 for $65,000 plus return of inventory and equipment with mutual releases.
Largest disclosed settlement: $65,000
Bankruptcy (Item 4)
Disclosed in last 7 years
Bankruptcy Code; (b) obtained a discharge of its debts under the bankruptcy code; or (c) was a principal officer of a company or a general partner in a partnership that either filed as a debtor (or had filed against it) a petition to start an action under the U.S. Bankruptcy Code or that obtained a
Audited financials (Item 21)
Yes · Eide Bailly
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 65 / 100 verdict
- 01MINORNet loss -$535,704 (net worth positive $4,221,613)
- 02MEDItem 19 not disclosed
- 03HIGH1 old settled litigation matter (2019) - low weight
- 04MINORNo bankruptcy, no going-concern, audited
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 2.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 5 years |
|---|---|
| Renewal term | 5 years |
| Territory type | Zip codes or geographic boundaries |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 90 days |
| Mandatory arbitration | No |
| Jury trial waiver | Yes |
| Governing law | Oklahoma |
| Litigation count | 1 |
View Item 3 litigation summary
Ram Jack Systems Distribution, LLC v. Gibbs Company, Inc. and Randy Gibbs (Case No. CJ-2018-172, District Court for Pontotoc County, Oklahoma). Claims included failure to pay for materials and tools, franchise agreement violations for operating competing business, withholding customer lists, and diverting customers. Plaintiff sought $162,866.80 plus injunctive relief and attorney fees. Settled September 3, 2019 for $65,000 plus return of inventory and equipment with mutual releases.
Items 10, 11
Training & Operations
- Classroom training
- 28 hrs
- On-the-job training
- 12 hrs
- Ongoing training
- Required
- Franchisor financing
- Offered
- Item 10
Items 5 & 11
Franchisor Support
Item 20 · call current owners
Franchisee Contacts
49 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Ram Jack · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Ram Jack franchise?
The total investment to open a Ram Jack franchise ranges from $151K – $650K, with an initial franchise fee of $30K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Ram Jack franchise owners earn?
Ram Jack does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the Ram Jack FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Ram Jack FDD and qualifies whose outlets they describe.
What is Ram Jack's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Ram Jack (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Ram Jack franchise locations are there?
As of their most recent FDD filing, Ram Jack has 57 total units in the United States, including 57 franchised units and 0 company-owned units. 1 new units were opened in the latest reporting year.
Is Ram Jack a good franchise to buy?
FranchiseVerdict rates Ram Jack as a A-grade franchise with a verdict score of 65 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent Ram Jack, you can request corrections or provide updated information.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.