Papa Saverio’sFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A PAPA SAVERIO’S franchise requires a total initial investment of $144K – $1.2M, including a $30K franchise fee and an ongoing 5.0% royalty[2]. The 2023 FDD does not disclose unit-level revenue (no Item 19). Verdict grade: B. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2023 FDD issuance
Overview
- Investment
- $144K – $1.2M
- 6th pct Service Resta…
- Avg gross sales
- N/A
- 28th pct Service Resta…
- Royalty
- 5.0%
- 7th pct Service Resta…
- Units
- 15
- 25th pct Service Resta…
- SBA default
- N/A
Quick verdict · Full-Service Restaurants · color = vs category peers
Green = >15% above Full-Service Restaurants avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Franchised units fell from 16 to 15 over 3 years. Investigate why operators are leaving.
Bottom line
- Total investment $144K – $1.2M including a $30K franchise fee, 5.0% ongoing royalty.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict B (Above Average) with a risk score of 58/100.
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Vive Bene Enterprises, Inc.
- Ultimate parent
- None
- CEO title
- President and Director
- Michelle Fortin
- CEO experience
- 24 yrs
- Years in role or industry
- Incorporated in
- IL
- HQ
- 1010 Harvest Ct., Woodstock, IL 60098
- Auditor
- Eder, Casella & Co.
- Audited financials
- Franchisor revenue
- $344K
- vs $379K prior year
Overview
About
Papa Saverio's franchisees operate casual Italian quick-service restaurants or pizzerias, managing daily food preparation, customer service, and point-of-sale operations. Day-to-day responsibilities include staff scheduling, inventory management, quality control, and local marketing while adhering to franchisor standards and paying 5% royalties on gross sales.
- CEO
- Michelle Fortin
- Headquarters
- IL
- Founded
- 2002
- FDD year
- 2023
- States available
- 1
FDD Item 7 · 2023 filing · 13 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $30K | $30K | |
| Travel and Living Expenses During Training | $3K | $11K | |
| Office Equipment and Supplies | $1K | $3K | |
| Insurance Premiums | $2K | $3K | |
| Professional Fees | $3K | $5K | |
| Initial Inventory | $5K | $15K | |
| Lease, Utility and Security Deposits | $1K | $8K | |
| Initial Rent | $3K | $15K | |
| Leasehold Improvements | $25K | $150K | |
| Furniture, Fixtures and Equipment | $60K | $150K | |
| Signage | $5K | $15K | |
| Business Licenses and Permits | $2K | $20K | |
| Additional Funds for First 3 Months | $5K | $30K | |
| Total initial investment | $144K | $454K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $144K – $1.2M
- Better than avg vs category
- Liquid capital req'd
- $5K – $75K
- Better than avg vs category
- Franchise fee
- $15K – $30K
- Better than avg vs category
- Royalty
- 5.0%
- Gross Sales · typical 6–8%
- Ad fund
- 0.0%
- typical 3–5%
- Total fee load
- 5.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 5.0% of gross sales |
| Marketing / ad fund | 0.0% of gross sales |
| Training fee | $250 |
| Transfer fee | $15K |
| Renewal fee | $5K |
| Total fee load | 5.0% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Full-Service Restaurants averages
How Papa Saverio’s Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 15
- Opened
- 2
- Last reporting year
- Closed
- 1
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 6.7%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Multi-unit owners
- 40.6%
- Net growth (yr3)
- +7.1%
- Net unit change last year
- 3-yr CAGR
- -6.2%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 5
- Projected new
- 0
- Franchisor's next-year forecast
- Transfer rate
- 33.3%
- Owners selling to other franchisees
- Ceased ops
- 6.7%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 1 state reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
1
states with franchisees (per FDD Item 12)
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 1 7(a) loan on file; statistical reliability is limited below 10 loans.
- Total loans
- 1
- Loan volume
- $133K
- Median loan
- $133K
- average
- Charge-off rate
- N/A
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 1
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Papa Saverio’s's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 1 lenders with concentration factor
- Per-state charge-off rates across 1 states
- Startup risk premium and job creation velocity
- 1-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Papa Saverio's presents meaningful risk due to financial opacity (no Item 19), questionable franchisor stability (Going Concern = False), anemic growth (7.1% YoY, 15 units), and inability to forecast franchisee profitability.
Litigation (Item 3)
No litigation required to be disclosed
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Eder, Casella & Co.
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 58 / 100 rating
- 01MEDNo Item 19 financial disclosure (revenue and net income not disclosed) — impossible to validate ROI claims
- 02HIGHGoing Concern status is FALSE, indicating potential financial instability or structural issues with franchisor
- 03MINORSlow unit growth of only 7.1% YoY with just 15 total units suggests weak system momentum and franchisee recruitment challenges
- 04MEDWide investment range ($143.7K–$1.24M) with no disclosed profitability metrics creates unpredictable breakeven scenarios
- 05MED5% royalty on undisclosed revenue model prevents accurate cash flow projections for franchisees
- 06MINORMinimal franchisee base (15 units) limits peer network for support and validation; high failure risk if even 2-3 units close
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 20 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Specific geographical area |
| Protected territory | Yes |
| Territory radius | 2 mi |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 20 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Illinois |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed
Items 10, 11
Training & Operations
- Classroom training
- 8 hrs
- On-the-job training
- 300 hrs
- Training location
- On-site and off-site
- POS system
- Arrow point-of-sale system
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Arrow point-of-sale system
Item 20 · call current owners
Franchisee Contacts
22 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
PAPA SAVERIO’S · FDD (2023) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a PAPA SAVERIO’S franchise?
The total investment to open a PAPA SAVERIO’S franchise ranges from $144K – $1.2M, with an initial franchise fee of $30K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do PAPA SAVERIO’S franchise owners earn?
PAPA SAVERIO’S does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is PAPA SAVERIO’S's franchise failure rate?
SBA 7(a) loan charge-off data is not available for PAPA SAVERIO’S (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many PAPA SAVERIO’S franchise locations are there?
As of their most recent FDD filing, PAPA SAVERIO’S has 15 total units in the United States, including 16 franchised units and 0 company-owned units. 2 new units were opened in the latest reporting year.
Is PAPA SAVERIO’S a good franchise to buy?
FranchiseVerdict rates PAPA SAVERIO’S as a B-grade franchise with a risk score of 58 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.