FranchiseVerdict
PAPA SAVERIO’S logo
FV-01884·MODERATEExcellent81

Papa Saverio’s

Food & Beverage - Full ServiceFranchising since 2004Website
Investment
$144K – $1.2M
11th pct Full Service
Avg revenue
57th pct Full Service
Royalty
5.0%
15th pct Full Service
Units
15
49th pct Full Service
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $144K – $1.2M including a $30K franchise fee, 5.0% ongoing royalty.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated MODERATE with a risk score of 64/100. SBA loan default rate of 0.0% across 1 loans (below the industry average).
  • No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.

Item 1 · who you're contracting with

The Franchisor

Legal entity
Vive Bene Enterprises, Inc.
Incorporated in
Illinois
HQ
1010 Harvest Ct., Woodstock, IL 60098
Auditor
Eder, Casella & Co.
Audited financials
Franchisor revenue
$344K
vs $379K prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one PAPA SAVERIO’S unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: generic
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $144K–$1.2M
Working capital
$
FDD reports $5K–$75K

Unlevered ROIC · per unit

18%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$135K
EBITDA margin
18.0%
Total invested
$734K
Payback
65 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Papa Saverio's franchisees operate casual Italian quick-service restaurants or pizzerias, managing daily food preparation, customer service, and point-of-sale operations. Day-to-day responsibilities include staff scheduling, inventory management, quality control, and local marketing while adhering to franchisor standards and paying 5% royalties on gross sales.

CEO
Michelle Fortin
Founded
2002
FDD year
2023
States available
1

Item 7 · what it costs

The Vitals

Total investment
$144K – $1.2M
All-in to open one unit
Liquid capital
$5K – $75K
Cash you must have on hand
Franchise fee
$30K
Royalty
5.0%
Gross Sales · typical 6–8%
Ad fund
0.0%
typical 3–5%
Total fee load
5.0%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
15
Opened
2
Last reporting year
Closed
1
Turnover rate
6.7%
Company-owned
0
Corporate units in the system
% franchised
100%
vs corporate-owned
Multi-unit owners
40.6%
Net growth (yr3)
+7.1%
Net unit change last year
3-yr CAGR
-6.2%
Compounded over last 3 years
2021
15+1
Franchised units
2022
14
Franchised units
2023
16
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 12 · 1 state reported

The Territory Map

FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.

1

states with franchisees (per FDD Item 12)

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
1
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

64
Risk · 0-100
MODERATE64 / 100

Papa Saverio's presents meaningful risk due to financial opacity (no Item 19), questionable franchisor stability (Going Concern = False), anemic growth (7.1% YoY, 15 units), and inability to forecast franchisee profitability.

Score breakdown · what drove the 64 / 100 rating

  1. 01MEDNo Item 19 financial disclosure (revenue and net income not disclosed) — impossible to validate ROI claims
  2. 02HIGHGoing Concern status is FALSE, indicating potential financial instability or structural issues with franchisor
  3. 03MINORSlow unit growth of only 7.1% YoY with just 15 total units suggests weak system momentum and franchisee recruitment challenges
  4. 04MEDWide investment range ($143.7K–$1.24M) with no disclosed profitability metrics creates unpredictable breakeven scenarios
  5. 05MED5% royalty on undisclosed revenue model prevents accurate cash flow projections for franchisees
  6. 06MINORMinimal franchisee base (15 units) limits peer network for support and validation; high failure risk if even 2-3 units close

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Specific geographical area
Protected territory
Yes
Initial term
20 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Optional
Governing law
Illinois

Item 11

Training & Operations

Classroom training
8 hrs
On-the-job training
300 hrs
POS system
Arrow point-of-sale system
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

22 numbers

Locked
(630) 631-••••
Akbar Dayani Naperville,
IL
(224) 388-••••
Mihir Patel and Binita Patel Elgin,
IL
(630) 907-••••
Nesti Zguri
IL

One-time purchase · CSV download · Validation questions included

FDD download

PAPA SAVERIO’S · FDD (2023) PDF

Single-page checkout · instant download · CSV export of contacts available separately above