Options For Senior AmericaFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Options For Senior America franchise requires a total initial investment of $86K – $110K, including a $48K franchise fee and an ongoing 5.0% royalty[2]. Per the 2025 FDD, average unit revenue was $1.2M[2]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $86K – $110K
- 15th pct Healthcare
- Avg gross sales
- $1.2M
- 32nd pct Healthcare
- Royalty
- 5.0%
- 5th pct Healthcare
- Units
- 25
- 42nd pct Healthcare
- SBA default
- N/A
Quick verdict · Healthcare · color = vs category peers
Green = >15% above Healthcare avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 11.8x in gross revenue, well above the typical 1.5-2.5x range.
The system grew 64% year-over-year. Fast growth means demand, but can strain support.
Bottom line
- Total investment $86K – $110K including a $48K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $1.2M/year (median $785K). Estimated payback in 0.3 years (based on P&L Bottom Line).
- Verdict A (Top Quintile) with a risk score of 11/100.
- System growing at 63.6% CAGR over 3 years with 25 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Options For Senior America Franchising, LLC
- CEO title
- Co-Chief Executive Officer
- Radhik Patel
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- MD
- HQ
- 6 Montgomery Village Avenue, Suite 330, Gaithersburg, MD 20879
- Auditor
- Blystone & Bailey, CPAs, PC
- Audited financials
- Franchisor revenue
- $461K
- vs $423K prior year
- Management churn noted
- Frequent turnover
- Item 2 disclosed frequent executive changes
Overview
About
Options For Senior America franchisees operate in-home care and senior services, managing caregiver networks, client acquisition, and service delivery for elderly clients. Day-to-day operations involve scheduling caregivers, client intake and management, billing/collections, and regulatory compliance specific to senior care licensing.
- CEO
- Radhik Patel
- Headquarters
- MD
- Founded
- 2005
- FDD year
- 2025
- States available
- 10
FDD Item 7 · 2025 filing · 15 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $48K | $48K | |
| Travel for Training for one representative | $1K | $3K | |
| Six Months' Rent | $4K | $5K | |
| Rent Security Deposit | $600 | $800 | |
| Office Equipment, Hardware & Software | $2K | $3K | |
| Office Furniture | $2K | $3K | |
| Homecare License | $0 | $2K | |
| Insurance - Liability, Bond, Workers Compensation, Auto, Property | $3K | $4K | |
| Office Supplies | $1K | $2K | |
| Marketing & Advertising | $6K | $12K | |
| Part-time Employee | $8K | $10K | |
| Miscellaneous Start-up Costs | $3K | $4K | |
| Additional Funds for the First 6 Months | $9K | $15K | |
| Development Fee (Area Development Agreement)not refundable | $81K | $81K | |
| Cost of first Franchised Business (Area Development Agreement) | $38K | $63K | |
| Total initial investment | $205K | $255K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$196K
17.0% margin
Unlevered ROIC
178%
EBITDA / total invested capital
Payback
7 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $86K – $110K
- Better than avg vs category
- Liquid capital req'd
- $9K – $15K
- Better than avg vs category
- Franchise fee
- $30K – $48K
- Better than avg vs category
- Royalty
- 5.0%
- Gross Sales · typical 6–8%
- Ad fund
- -n/d
- Total fee load
- 5.0%
- vs 9–13% typical
- Payback period
- 0.3 yrs
- From FDD / Item 19
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 5.0% of gross sales |
| Technology fee | $405 |
| Training fee | $750 |
| Transfer fee | $8K |
| Renewal fee | $5K |
| Total fee load | 5.0% of rev |
A 5.0% total fee load is unusually lean. More of each revenue dollar stays with the franchisee.
Financial Performance
- Avg gross sales
- $1.2M
- Per unit, per year
- Median gross sales
- $785K
- Avg p&l bottom line
- $311K
- Reported as P&L Bottom Line in FDD Item 19
- Item 19 type
- Existing Outlets
- Transparency
- 8 / 5
- vs category median 4 / 5 · above
Compared against 201 Healthcare brands
Revenue is 11.8x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Healthcare averages
How Options For Senior America Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 25
- Opened
- 8
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 7
- Corporate units in the system
- % franchised
- 72%
- vs corporate-owned
- Multi-unit owners
- 50.0%
- Net growth (yr3)
- +63.6%
- Net unit change last year
- 3-yr CAGR
- +63.6%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 0
- Projected new
- 3
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 22 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 4 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 4
- Loan volume
- $889K
- Median loan
- $294K
- 50th percentile
- Charge-off rate
- N/A
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 3
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Options For Senior America's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 2 lenders with concentration factor
- Per-state charge-off rates across 2 states
- Startup risk premium and job creation velocity
- 2-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Senior care franchise shows strong revenue potential but lacks financial transparency, raises franchisor stability questions, and exhibits aggressive growth that may prioritize recruitment over franchisee support.
Litigation (Item 3)
No litigation required to be disclosed
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Blystone & Bailey, CPAs, PC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: Yes
Score breakdown · what drove the 11 / 100 rating
- 01MEDNo Item 19 (Financial Performance Representations) disclosed — cannot verify if average $311K net income is achievable or typical
- 02HIGHGoing Concern status is FALSE, indicating potential franchisor financial instability or operational concerns
- 03MINORHigh royalty + franchise fee burden ($47,500 upfront + 5% of gross sales) against modest net margins may compress profitability
- 04MINORExplosive unit growth (63.6% YoY) from only 25 units — suggests either rapid scaling (positive) or unsustainable recruitment (negative); difficult to validate quality
- 05MINORSmall system size (25 units) limits peer support network and increases franchisor dependency risk
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 50 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | Montgomery County, Maryland |
| Jury trial waiver | Yes |
| Governing law | Maryland |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed
Items 10, 11
Training & Operations
- Classroom training
- 40 hrs
- On-the-job training
- 20 hrs
- Training location
- corporate offices in Gaithersburg, MD, or at another location designated by us
- POS system
- AxisCare and QuickBooks
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: AxisCare and QuickBooks
Item 20 · call current owners
Franchisee Contacts
31 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Options For Senior America · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Options For Senior America franchise?
The total investment to open a Options For Senior America franchise ranges from $86K – $110K, with an initial franchise fee of $48K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Options For Senior America franchise owners earn?
According to Item 19 of the Options For Senior America FDD, the average gross sales per unit is $1.2M. The median is $785K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Options For Senior America's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Options For Senior America (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Options For Senior America franchise locations are there?
As of their most recent FDD filing, Options For Senior America has 25 total units in the United States, including 13 franchised units and 7 company-owned units. 8 new units were opened in the latest reporting year.
Is Options For Senior America a good franchise to buy?
FranchiseVerdict rates Options For Senior America as a A-grade franchise with a risk score of 11 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.