Options For Senior America
Bottom line
- Total investment $86K – $110K including a $48K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $1.2M/year (median $785K). Estimated payback in 0.3 years.
- Rated STRONG with a risk score of 47/100. SBA loan default rate of 0.0% across 8 loans (below the industry average).
- System growing at 63.6% CAGR over 3 years with 25 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Options For Senior America unit return on the cash you put in?
Unlevered ROIC · per unit
230%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Options For Senior America units return on equity?
Equity IRR · 5-yr
31.6%
3.94× MOIC
Year-1 DSCR
2.55×
EBITDA ÷ debt service
Equity required
$7.1M
on $17.3M purchase
Total debt
$10.2M
SBA $5.0M + senior + seller note
Overview
About
Options For Senior America franchisees operate in-home care and senior services, managing caregiver networks, client acquisition, and service delivery for elderly clients. Day-to-day operations involve scheduling caregivers, client intake and management, billing/collections, and regulatory compliance specific to senior care licensing.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 22 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Senior care franchise shows strong revenue potential but lacks financial transparency, raises franchisor stability questions, and exhibits aggressive growth that may prioritize recruitment over franchisee support.
Score breakdown · what drove the 47 / 100 rating
- 01MEDNo Item 19 (Financial Performance Representations) disclosed — cannot verify if average $311K net income is achievable or typical
- 02HIGHGoing Concern status is FALSE, indicating potential franchisor financial instability or operational concerns
- 03MINORHigh royalty + franchise fee burden ($47,500 upfront + 5% of gross sales) against modest net margins may compress profitability
- 04MINORExplosive unit growth (63.6% YoY) from only 25 units — suggests either rapid scaling (positive) or unsustainable recruitment (negative); difficult to validate quality
- 05MINORSmall system size (25 units) limits peer support network and increases franchisor dependency risk
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
31 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Options For Senior America · FDD (2025) PDF