![Mobility Plus logo](https://cdn.brandfetch.io/mobilityplus.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
Lower Risk
No litigation cases disclosed in FDD Items 3 and 4.
Source: FDD Items 3–5
FDD Items 3 & 4
Litigation Metrics
Cases disclosed
0
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
63 / 100
FranchiseVerdict composite
Rating
MODERATE
STRONG / MODERATE / CAUTION / AVOID
7(a) FOIA data · FY2020–present
SBA Loan Performance
Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.
Total 7(a) loans
48
Government-backed loans issued
Default rate
50.0%
vs <3% typical · system-wide
5-yr default rate
33.3%
Defaults
3 loans
Loans charged off or defaulted
Total loan volume
$7.7M
Avg loan size
$160K
Participating lenders
10
FDD Items 5, 6 & 17 — what you give up
Contract Risk Indicators
Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Illinois
State whose law governs disputes — relevant if you're not based there
What drove the 63/100 rating
Risk Score Breakdown
- 01MEDUnit count declined 16.1% YoY (53 units) — indicates systemic franchisee struggle or franchisor inability to recruit/retain
- 02HIGHGoing Concern status is FALSE — suggests franchisor financial instability or material doubt about viability
- 03MEDNet Income not disclosed in Item 19 — impossible to validate true profitability; average revenue of $403k may mask negative margins
- 04MINORHigh initial investment ($316k–$465k) with declining unit base creates elevated franchisee failure risk
- 05MINOR6% royalty on gross sales (not net) compounds pressure when profitability data is hidden
- 06HIGHNo litigation disclosed but Going Concern flag suggests undisclosed operational/financial crisis
Severity inferred from FDD text — not a regulatory or legal classification
Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.