FV-03235SBA data onlyData Quality·SBA Only
It's A Grind Coffee
Restaurant
D#4,373 of 5,063
24
Risk
D76/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
54
Loan volume
$12.2M
Default rate
29.6%
vs <3% typical
Avg loan
$225K
Lenders
20
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
54
Loan volume
$12.2M
Median loan
$240K
50th percentile
Default rate
29.6%
vs <3% typical · system-wide
Repayment rate (PIF)
70.4%
5-yr default
—
Loans approved 2021+
Active lenders
20
Defaults
16
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
It's A Grind Coffee default rate by loan vintage
BrandNational avg
Lending insight
A 29.6% default rate means roughly 1 in 3 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
76
Risk · 0-100
D30Risk score 76
Low confidence±12 pts
6488