Interstate All Battery Center Franchise Cost, Revenue & Review 2026
- Investment
- $179K – $438K
- Disclosed sales
- not disclosed
- SBA charge-off
- 6.2%
- on 44 loans
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Interstate All Battery Center is a retail franchise selling batteries for cars, marine, industrial, and consumer devices, plus device-battery and key-fob service. Franchisees run stores serving walk-in retail and fleet and business accounts.
FranchiseVerdict summary · 2026
A Interstate All Battery Center franchise requires a total initial investment of $179K – $438K, including a $38K franchise fee and an ongoing 5.0% royalty[2]. This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. SBA 7(a) loans show a 6.2% charge-off rate across 44 loans[1]. FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: medium - issued 12 to 24 months ago; a newer filing is likely on file
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored5 of 5 headline figures on this page cite a page of the filing.
Overview
- Investment
- $179K – $438K
- 20th pct Retail
- Avg gross sales
- N/A
- Royalty
- 5.0%
- 6th pct Retail
- Units
- 170
- 33rd pct Retail
- SBA charge-off
- 6.2%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Retail · color = vs category peers
Green = favorable by >10% vs Retail median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $179K – $438K including a $38K franchise fee, 5.0% ongoing royalty.
- RETURNSThis franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that.
- RISKVerdict B (Above average), verdict score 60/100 (higher is better). SBA loan charge-off rate of 6.2% across 44 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- GROWTHNegative: net -3 franchised outlets in the latest year (1 opened, 4 closed); 3 signed but not yet open (Item 20).
- DATAThis franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Interstate Battery Franchising & Development, Inc.
- Parent company
- Retail Acquisition and Development, Inc. (RAD)
- FDD Item 1, page 8 of the 2025 FDD
- Ultimate parent
- Interstate Battery System International, Inc. (IBSI)
- FDD Item 1, page 8 of the 2025 FDD
- Predecessor
- Battery Patrol Franchising, LLC
- Prior franchisor entity
- CEO title
- President and Director
- Ben Facer
- Incorporated in
- DE
- HQ
- 4301 121st Street, Urbandale, Iowa 50323
- Franchisor revenue
- $12.6M
- Most recent fiscal year
Affiliated brands
- Interstate Batteries
- IBI
Other brands the franchisor or its parent operates (Item 1).
Overview
About
- CEO
- Ben Facer
- Headquarters
- IA
- Founded
- 2000
- FDD year
- 2025
- States available
- 41
Can you afford it, and what does the money buy?
Entry cost runs 8% below the typical retail franchise.
Source: FDD 2025 · Items 5–7
Full Item 7 breakdown12 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Real Property | $7K | $27K | |
| Leasehold Improvements | $0 | $150K | |
| License Feenot refundable | $38K | $38K | |
| Initial Training Expenses | $3K | $5K | |
| Existing Account Acquisition Paymentnot refundable | $0 | $5K | |
| Furniture, Fixtures, Signage & Equipment | $30K | $55K | |
| Architectural & Permitting | $0 | $10K | |
| Delivery Vehicle | $5K | $7K | |
| Computer Softwarenot refundable | $13K | $15K | |
| Computer Hardwarenot refundable | $5K | $17K | |
| Initial Inventory | $20K | $30K | |
| Additional Funds - 3 months | $60K | $80K | |
| Total initial investment | $179K | $438K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $179K – $438K
- Top 40% of category vs category
- Liquid capital req'd
- $60K – $80K
- Middle of category vs category
- Franchise fee
- $38K – $38K
- Top 40% of category vs category
- Royalty
- 5.0%
- typical 6–8%
- Ad fund
- 1.5%
- typical 3–5%
- Total fee load
- 6.5%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 5.0% of gross sales |
| Marketing / ad fund | 1.5% of gross sales |
| Technology fee | $1K |
| Transfer fee | $5K |
| Inventory (initial) | $20K – $30K |
| Total fee load | 6.5% of rev |
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
Interstate All Battery Center makes no financial performance representation in Item 19 of its FDD - a voluntary item under the FTC Franchise Rule - so no unit revenue figures are disclosed. The return models need a revenue figure to start from, and the operating costs that turn gross sales into a profit are in no FDD. Enter your own and the calculator runs on your assumptions — nothing here is modelled until you do.
Returns model · single-unit ROIC
What would one Interstate All Battery Center unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for annual revenue, COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
No financial performance representation
This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that.
Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 6.5% — below the Retail median of 8.0%.
Disclosure
This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Operator retention
System contracting at -3.1% CAGR over 3 years. Investigate whether closures are franchisor-driven consolidation or franchisee exits.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Retail medians
How Interstate All Battery Center Compares
Category median of published Retail brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 170
- Opened
- 1
- Last reporting year
- Closed
- 4
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 2.4%
- Company-owned
- 13
- Corporate units in the system
- % franchised
- 92%
- vs corporate-owned
- Net growth (3-yr)
- -3.1%
- Net unit change over 3 years
- 3-yr CAGR
- -3.1%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 0
- Not renewed
- 0
- Transferred
- 1
- Reacquired
- 3
- Franchisor bought back
- Signed, not yet open
- 3
- 0.02 per open outlet · Item 20 Table 5
- Projected new
- 0
- Franchisor's next-year forecast
- Transfer rate
- 0.6%
- Owners selling to other franchisees
- Continuity rate
- 97.5%
- Units that stayed open
- Termination rate
- 0.6%
- Franchisor-initiated terminations
- Ceased ops
- 0.6%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 41 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Available to sell in · Item 12
- California
- Illinois
- Indiana
- New York
States where the franchisor is registered to sell new franchises (FDD registration filings).
Where the owners are · Item 20 owner list
154 current owners across 45 states.
- IL 11
- TX 10
- MA 8
- NY 8
- IA 7
- VA 6
- CA 5
- FL 5
- MO 5
- NC 5
- OK 5
- AZ 4
- +33 more states
Counts only, from the list the franchisor prints in Item 20; 7 entries carry no state. Names and phone numbers are for your own due diligence and are not shown here.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 44
- Loan volume
- $34.3M
- Median loan
- $500K
- 50th percentile
- Charge-off rate
- 6.2%
- on 44 loans · rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 93.5%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 20
- Defaults
- 2
- Typical loan rate
- 6.1%
- avg rate to borrowers
- Franchised industry avg
- 16.2%
- brand beats franchise avg ↓
- Jobs supported
- 287
- 0.9 per loan
- Lender concentration
- 31%
- top lender's share
Borrower mix: 31% went to startups / new businesses, 69% to established operators
Franchise vs independent — in motor vehicle supplies and new parts merchant wh, franchised businesses charge off at 16.2% vs 22.1% for independents — franchising is associated with 27% lower SBA default risk in this category.
Top lenders financing Interstate All Battery Center franchisees
Showing 3 of 20 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lender network · 7(a) + 504
SBA Lending Report
Full lending analysis for Interstate All Battery Center from SBA 7(a) FOIA data.
- Principal loss rate
- 0.6%
- Avg SBA guarantee
- 75%
- Avg interest rate
- 6.08%
- Avg chargeoff amount
- $90K
- Lender concentration
- 31.4%
- Job velocity
- 0.9 per $100K
- NAICS benchmark
- 4.4%
- NAICS 423120
- Jobs supported
- 287
Top SBA lendersTop lender holds 31% of loans
| # | Lender | Loans | Volume | Default % |
|---|---|---|---|---|
| 1 | Banc of California | 11 | $19.2M | 0.0% |
| 2 | PNC Bank, National Association | 3 | $928K | 0.0% |
| 3 | KeyBank National Association | 3 | $311K | 0.0% |
| 4 | U.S. Bank, National Association | 2 | $832K | 0.0% |
| 5 | First National Bank of Omaha | 2 | $900K | 0.0% |
| 6 | Celtic Bank Corporation | 2 | $1.5M | 0.0% |
| 7 | Community First Capital Corp | 1 | $50K | 0.0% |
| 8 | Mercantile Bank | 1 | $250K | 0.0% |
| 9 | Cadence Bank | 1 | $205K | 0.0% |
| 10 | Pointbank | 1 | $150K | 0.0% |
Geographic failure vector
| State | Loans | Defaults | Rate |
|---|---|---|---|
| LALouisiana | 4 | 1 | 25.0% |
| OHOhio | 4 | 0 | 0.0% |
| AZArizona | 3 | 0 | 0.0% |
| NYNew York | 3 | 0 | 0.0% |
| SCSouth Carolina | 3 | 0 | 0.0% |
| TXTexas | 3 | 1 | 33.3% |
| CACalifornia | 2 | 0 | 0.0% |
| IAIowa | 2 | 0 | 0.0% |
| INIndiana | 2 | 0 | 0.0% |
| MIMichigan | 2 | 0 | 0.0% |
SBA 7(a) lending trend
Borrower profile
Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict
What could kill this investment?
SBA loans charge off at 6.2% — 61% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Litigation (Item 3)
Subject: the franchisor is a named party (plaintiff).
One case: IBFAD v. Charging Bison, LLC (JAMS arbitration, 2016-2019). Franchisor-initiated arbitration against franchisee alleging fraudulent FDD disclosures; settled April 2019 with mutual termination, IBFAD paid $15,932.43 and purchased franchisee inventory/equipment for $199,000.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
IBFAD (Interstate Battery Franchising & Development, Inc.) total revenue for fiscal year ending April 30, 2025 was $12,563,313, disclosed in Item 8. Full audited financial statements (Exhibit G) are not present in the extracted text.
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 60 / 100 verdict
- 01MEDDeclining unit count (-1.9% YoY) suggests a contracting franchise system with limited growth trajectory
- 02MEDNo disclosed average revenue or net income data (missing Item 19) prevents validation of investment returns and profitability claims
- 03HIGH2016-2019 litigation involving false financial performance disclosures creates direct credibility concerns about franchisor transparency
- 04MINORUnprotected territory exposes franchisees to internal brand competition and cannibalization risk
- 05MINORSettlement terms show franchisor repurchasing inventory/equipment at $199,000, suggesting franchisee financial distress and possible system weakness
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 6.5% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 3 |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory radius | 3 mi |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 3 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 45 days |
| Termination groundsℹ | 3 |
| Curable defaultsℹ | 3 |
| Mandatory arbitration | Yes |
| Arbitration location | Dallas, Texas |
| Jury trial waiver | No |
| Governing law | TX |
| Litigation count | 1 |
View Item 3 litigation summary
One case: IBFAD v. Charging Bison, LLC (JAMS arbitration, 2016-2019). Franchisor-initiated arbitration against franchisee alleging fraudulent FDD disclosures; settled April 2019 with mutual termination, IBFAD paid $15,932.43 and purchased franchisee inventory/equipment for $199,000.
Items 10, 11
Training & Operations
- Classroom training
- 113 hrs
- On-the-job training
- 0 hrs
- Training location
- Electronically (Web-based Portal or Intranet)
- Ongoing training
- Required
- Time to open
- 6 mo
- From signing to launch
- Site selection
- Franchisee with franchisor assistance
- Franchisor financing
- Not offered
- Item 10
- POS system
- Interstate All Battery Center proprietary Software
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Interstate All Battery Center proprietary Software
Item 20 · call current owners
Franchisee Contacts
161 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Interstate All Battery Center franchise?
The total investment to open a Interstate All Battery Center franchise ranges from $179K – $438K, with an initial franchise fee of $38K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Interstate All Battery Center franchise owners earn?
Interstate All Battery Center makes no financial performance representation in Item 19 of its FDD - a voluntary item under the FTC Franchise Rule - so no unit revenue figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Who owns Interstate All Battery Center?
Interstate All Battery Center is franchised by Interstate Battery Franchising & Development, Inc.. Its parent company is Retail Acquisition and Development, Inc. (RAD). The ultimate parent named in the FDD is Interstate Battery System International, Inc. (IBSI). Source: FDD Item 1, 2025 filing.
What is Item 19 in the Interstate All Battery Center FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Interstate All Battery Center FDD and qualifies whose outlets they describe.
What is Interstate All Battery Center's franchise failure rate?
Based on SBA 7(a) loan data, Interstate All Battery Center has a charge-off rate of 6.2% across 44 loans, meaning 6.2% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Interstate All Battery Center franchise locations are there?
As of their most recent FDD filing, Interstate All Battery Center has 170 total units in the United States, including 157 franchised units and 13 company-owned units. 1 new units were opened in the latest reporting year.
Is Interstate All Battery Center a good franchise to buy?
FranchiseVerdict rates Interstate All Battery Center as a B-grade franchise with a verdict score of 60 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.