Bottom line
- Total investment $104K – $217K including a $60K franchise fee.
- Average unit revenue of $386K/year (median $341K). Estimated payback in 0.6 years.
- Rated STRONG with a risk score of 30/100. SBA loan default rate of 0.0% across 4 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one HOMEstretch unit return on the cash you put in?
Unlevered ROIC · per unit
30%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 HOMEstretch units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$617K
on $3.1M purchase
Total debt
$2.5M
SBA $1.5M + senior + seller note
Overview
About
HOMEstretch franchisees operate home services businesses, likely focused on cleaning, maintenance, or similar residential service delivery. Franchisees manage field teams, coordinate customer schedules, handle billing/collections, and maintain service quality standards across their protected territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 22 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Moderate risk profile with strong unit economics offset by aggressive growth trajectory, undisclosed minimum royalty structure, and lack of FDD financial disclosures—suitable for experienced operators in underserved markets.
Score breakdown · what drove the 30 / 100 rating
- 01MINORExplosive unit growth of 144.8% YoY suggests rapid expansion that may outpace quality control and support infrastructure
- 02MEDHigh minimum monthly royalty fee structure not disclosed—unclear if franchisees can hit profitability thresholds consistently
- 03MINORAverage net income of $273k against $385k revenue implies ~29% net margin, which is healthy but dependent on location and operational efficiency
- 04MEDNo Item 19 financial performance representations disclosed in FDD—cannot verify if average unit volumes are achievable for new franchisees
- 05MINORRapid scaling (144.8% growth) increases risk of franchisee cannibalization and market saturation in protected territories
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
41 numbers
One-time purchase · CSV download · Validation questions included
FDD download
HOMEstretch · FDD (2026) PDF