FranchiseVerdict
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FV-01051·STRONGExcellent91

Ginger Ale's

Food & Beverage - Full ServiceFranchising since 2021Website
Investment
$175K – $1.3M
15th pct Full Service
Avg revenue
$658K
8th pct Full Service
Royalty
5.0%
15th pct Full Service
Units
12
45th pct Full Service
SBA default

Bottom line

  • Total investment $175K – $1.3M including a $25K franchise fee, 5.0% ongoing royalty.
  • Average unit revenue of $658K/year (median $676K).
  • Rated STRONG with a risk score of 52/100.
  • Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.

Item 1 · who you're contracting with

The Franchisor

Legal entity
GA Franchising, LLC
Parent company
JMH Ventures, LLC
Incorporated in
Illinois
HQ
1926 Miller Drive, Olney, Illinois 62450
Auditor
Kemper CPA Group LLP
Audited financials
Franchisor revenue
$262K
vs $416K prior year
⚠ Going-concern note
Disclosed in FDD 2025
Auditor flagged doubt about continued operations. Verify against the latest FDD before deciding.

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Ginger Ale's unit return on the cash you put in?

Revenue · per unit, per year
$
FDD Item 19 reports $657,787
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: generic
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $175K–$1.3M
Working capital
$
FDD reports $4K–$80K

Unlevered ROIC · per unit

14%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$112K
EBITDA margin
17.0%
Total invested
$790K
Payback
85 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Levered LBO scenario · Yale Crease Capital framing

What would 25 Ginger Ale's units return on equity?

Edit assumptions

Equity IRR · 5-yr

49.9%

7.57× MOIC

Year-1 DSCR

1.88×

EBITDA ÷ debt service

Equity required

$1.3M

on $6.6M purchase

Total debt

$5.3M

SBA $3.3M + senior + seller note

Overview

About

Ginger Ale's franchisees operate casual beverage-focused food service locations (likely cafés or quick-service restaurants emphasizing ginger ale and complementary food items). Day-to-day operations include inventory management, POS systems, customer service, local marketing, staff scheduling, and compliance with brand standards across menu, décor, and operational procedures.

CEO
Michael Hill
Founded
2020
FDD year
2025
States available
2

Item 7 · what it costs

The Vitals

Total investment
$175K – $1.3M
All-in to open one unit
Liquid capital
$4K – $80K
Cash you must have on hand
Franchise fee
$25K
Royalty
5.0%
Gross Revenues · typical 6–8%
Ad fund
1.0%
typical 3–5%
Total fee load
31.0%
vs 9–13% typical

Item 19

Financial Performance

Avg gross sales
$658K
Per unit, per year
Median gross sales
$676K
Item 19 type
Financial
Sample size
12 units
vs category median 15
Range (low → high)
$387K$700K
Cohort dispersion
Transparency
7 / 5
vs category median 4 / 5 · above
Revenue rank8th
vs Food & Beverage - Full Service peers
Investment cost rank15th
Lower investment ranks lower (better)
Royalty rate rank15th
Lower royalty = lower percentile (better)
Unit count rank45th
vs Food & Beverage - Full Service peers
Risk score rank18th
Lower risk = lower percentile (better)

Item 20 · unit dynamics

The Growth Chart

Total units
12
Opened
3
Last reporting year
Closed
2
Turnover rate
16.7%
Company-owned
0
Corporate units in the system
% franchised
100%
vs corporate-owned
Net growth (yr3)
+33.3%
Net unit change last year
3-yr CAGR
Outlier (see FDD)
Likely small-sample artifact
2023
12+3
Franchised units
2024
9
Franchised units
2025
3
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 3 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 3 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

No SBA loan data available for this brand.

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

52
Risk · 0-100
STRONG52 / 100

Small, rapidly expanding system with non-disclosed profitability, wide cost variance, and unverified unit economics presents moderate-to-high risk for franchisee cash flow and ROI.

Score breakdown · what drove the 52 / 100 rating

  1. 01MEDNet income not disclosed in FDD Item 19 — cannot verify actual profitability despite $657,787 average revenue
  2. 02MINORExtreme investment range ($174,851–$1,321,627) suggests inconsistent unit economics or high variability in startup costs
  3. 03MEDAggressive 33.3% YoY unit growth with only 12 total units indicates very small franchise system with limited track record
  4. 04MINOR5% royalty on gross (not net) revenues reduces margins and creates ongoing cash flow pressure for franchisees
  5. 05MINORWide revenue dispersion likely — average of $657,787 masks potential underperforming locations

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Radius / Zip Code
Protected territory
Yes
Initial term
10 years
Renewal term
5 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
No
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Optional
Governing law
Illinois

Item 11

Training & Operations

Classroom training
44 hrs
On-the-job training
56 hrs
POS system
CRISP
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

3 numbers

Locked
(804) 371-••••
VA
(317) 232-••••
IN
(618) 469-••••
IL

One-time purchase · CSV download · Validation questions included

FDD download

Ginger Ale's · FDD (2025) PDF

Single-page checkout · instant download · CSV export of contacts available separately above