FranchiseVerdict
Ducklings Early Learning Center logo
FV-00805·STRONGExcellent91

Ducklings Early Learning Center

Education - Children's ProgramsFranchising since 2017Website
Investment
$993K – $2.2M
90th pct Children's Pr…
Avg revenue
$1.8M
54th pct Children's Pr…
Royalty
3.0%
1st pct Children's Pr…
Units
14
43rd pct Children's Pr…
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $993K – $2.2M including a $55K franchise fee, 3.0% ongoing royalty.
  • Average unit revenue of $1.8M/year. Estimated payback in 5.4 years.
  • Rated STRONG with a risk score of 52/100. SBA loan default rate of 0.0% across 2 loans (below the industry average).

Item 1 · who you're contracting with

The Franchisor

Legal entity
J. Thompson Learning Centers, LLC
Incorporated in
Pennsylvania
HQ
1414 Lenape Road, West Chester, Pennsylvania, 19382
Auditor
REESE CPA LLC
Audited financials
Franchisor revenue
$1.6M
vs $2.0M prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Ducklings Early Learning Center unit return on the cash you put in?

Revenue · per unit, per year
$
FDD Item 19 reports $1,801,367
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: education
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $993K–$2.2M
Working capital
$
FDD reports $250K–$360K

Unlevered ROIC · per unit

18%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$342K
EBITDA margin
19.0%
Total invested
$1.9M
Payback
66 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Levered LBO scenario · Yale Crease Capital framing

What would 25 Ducklings Early Learning Center units return on equity?

Edit assumptions

Equity IRR · 5-yr

28.6%

3.52× MOIC

Year-1 DSCR

2.83×

EBITDA ÷ debt service

Equity required

$10.1M

on $21.6M purchase

Total debt

$11.5M

SBA $5.0M + senior + seller note

SBA 7(a) request ($10.8M) exceeds the $5M program cap. Excess capped automatically; backfill via conventional or equity.

Overview

About

Franchisees operate early childhood learning centers providing preschool and daycare services. Day-to-day operations include managing licensed childcare facilities, hiring/supervising educators, maintaining regulatory compliance, managing parent communications, and generating revenue through tuition fees.

CEO
Jody Thompson
Founded
2015
FDD year
2025
States available
2

Item 7 · what it costs

The Vitals

Total investment
$993K – $2.2M
All-in to open one unit
Liquid capital
$250K – $360K
Cash you must have on hand
Franchise fee
$55K
Royalty
3.0%
Percentage of Gross Revenue · typical 6–8%
Ad fund
1.0%
typical 3–5%
Total fee load
4.0%
vs 9–13% typical
Payback period
5.4 yrs
From v3 / Item 19

Item 19

Financial Performance

Avg gross sales
$1.8M
Per unit, per year
Median gross sales
Item 19 type
Average and individual performance for 12 locations
Sample size
12 units
vs category median 16
Range (low → high)
$1.4M$2.4M
Cohort dispersion
Transparency
7 / 5
vs category median 4 / 5 · above
Revenue rank54th
vs Education - Children's Programs peers
Investment cost rank90th
Lower investment ranks lower (better)
Royalty rate rank1th
Lower royalty = lower percentile (better)
Unit count rank43th
vs Education - Children's Programs peers
Risk score rank24th
Lower risk = lower percentile (better)

Item 20 · unit dynamics

The Growth Chart

Total units
14
Opened
3
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
3
Corporate units in the system
% franchised
79%
vs corporate-owned
Net growth (yr3)
+37.5%
Net unit change last year
3-yr CAGR
+57.1%
Compounded over last 3 years
2023
11+3
Franchised units
2024
8
Franchised units
2025
7
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 18 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 18 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
2
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

52
Risk · 0-100
STRONG52 / 100

Early-stage childcare franchise with unproven unit economics, aggressive expansion, and limited transparency on financial performance creates meaningful execution and profitability risk.

Score breakdown · what drove the 52 / 100 rating

  1. 01MINORHigh initial investment ($993k-$2.15M) with moderate average net income ($292k) creates 3-4 year payback period at risk
  2. 02MINORRoyalty structure escalates from 3% to 6% after 90 days, potentially reducing profitability during critical growth phase
  3. 03MEDRapid expansion (37.5% YoY) with only 14 units suggests early-stage franchise system with limited operating history and unproven scalability
  4. 04MEDNo Item 19 financial performance data disclosed despite $1.8M average revenue claims; cannot independently verify unit economics
  5. 05MINORHigh variance between min/max investment ($1.16M spread) indicates inconsistent site costs or build-out standards across locations

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Radius
Protected territory
Yes
Initial term
10 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Not allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
No
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Pennsylvania

Item 11

Training & Operations

Classroom training
62 hrs
On-the-job training
47 hrs

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

32 numbers

Locked
(804) 371-••••
VA
(808) 586-••••
HI
(717) 527-••••
PA

One-time purchase · CSV download · Validation questions included

FDD download

Ducklings Early Learning Center · FDD (2025) PDF

Single-page checkout · instant download · CSV export of contacts available separately above