D#3,454 of 5,063
34
Risk
D66/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
62
Loan volume
$9.8M
Default rate
24.1%
vs <3% typical
Avg loan
$157K
Lenders
44
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
62
Loan volume
$9.8M
Median loan
$86K
50th percentile
Default rate
24.1%
vs <3% typical · system-wide
Repayment rate (PIF)
75.9%
5-yr default
0.0%
Loans approved 2021+
Active lenders
44
Defaults
13
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Daylight Donut Shop default rate by loan vintage
BrandNational avg
Lending insight
A 24.1% default rate means roughly 1 in 4 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
66
Risk · 0-100
C43Risk score 66
Low confidence±12 pts
5478