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Lower Risk
No litigation cases disclosed in FDD Items 3 and 4.
Source: FDD Items 3–5
FDD Items 3 & 4
Litigation Metrics
Cases disclosed
0
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
65 / 100
FranchiseVerdict composite
Rating
MODERATE
STRONG / MODERATE / CAUTION / AVOID
7(a) FOIA data · FY2020–present
SBA Loan Performance
Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.
Total 7(a) loans
1
Government-backed loans issued
Default rate
—
vs <3% typical · system-wide
5-yr default rate
—
Defaults
0 loans
Loans charged off or defaulted
Total loan volume
$593K
Avg loan size
$593K
Participating lenders
1
FDD Items 5, 6 & 17 — what you give up
Contract Risk Indicators
Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
3 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Nevada
State whose law governs disputes — relevant if you're not based there
What drove the 65/100 rating
Risk Score Breakdown
- 01MINORNo Item 19 disclosure of average unit volumes, revenue, or profitability — impossible to assess ROI on $173.5K-$251.2K investment
- 02MEDOnly 3 units in system with 50% YoY growth indicates extremely early-stage franchise (grew from 2 to 3 units) — limited track record and franchisor stability unproven
- 03MEDHigh franchise fee ($140,000) represents 81% of minimum total investment with no disclosed unit economics to justify cost
- 04HIGHGoing Concern status = False suggests potential financial instability at franchisor level, raising questions about support, marketing, and long-term viability
- 05MINORUnknown royalty structure creates hidden cost uncertainty that could materially impact franchisee profitability
- 06MINOROnly 5-year initial term (shorter than industry standard 10 years) — high renewal risk and franchisor leverage
Severity inferred from FDD text — not a regulatory or legal classification
Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.