FranchiseVerdict
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B65/100FDD 2025

Curry House CoCo Ichibanya — Litigation & Risk

Food & Beverage - Full Service · FDD Items 3, 4 & 5

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Lower Risk

No litigation cases disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
0
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
65 / 100
FranchiseVerdict composite
Rating
MODERATE
STRONG / MODERATE / CAUTION / AVOID

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
1
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
—
Defaults
0 loans
Loans charged off or defaulted
Total loan volume
$595K
Avg loan size
$595K
Participating lenders
1

FDD Items 5, 6 & 17 — what you give up

Contract Risk Indicators

Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Not waived
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell

What drove the 65/100 rating

Risk Score Breakdown

  1. 01MINOROnly 7 units system-wide indicates minimal scale, unproven franchise model, and high risk of brand failure
  2. 02MINORNo average revenue or net income disclosure (Item 19) prevents ability to assess profitability and ROI on $907K-$1.4M investment
  3. 03MINORHigh initial investment ($907.5K-$1.4M) with only 3% royalty creates significant break-even burden for single-unit operator
  4. 04MEDNo disclosed unit growth trajectory—unknown if system is expanding, stagnant, or contracting
  5. 05MED10-year term commitment with $40K upfront fee locks capital into unproven concept with limited exit strategy

Severity inferred from FDD text — not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.