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FranchiseVerdict

FDD Items 3 & 4 · 2025 filing

Corner Bakery Cafe litigation history

What Corner Bakery Cafe disclosed about lawsuits, arbitrations and bankruptcy in the 2025 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.

Items 3 & 4 at a glance

What the filing discloses

Cases disclosed
3
Item 3, as counted in the filing
Largest disclosed settlement
$974K
As stated in Item 3
Bankruptcy (Item 4)
Disclosed
Franchisor, parent, predecessor or officer
Filing year
2025
Disclosures cover the prior ten years

Extracted from the 2025 Franchise Disclosure Document

Item 3: litigation

Three Item-3 matters disclosed: (1) Nerco, LLC et al. v. Voodoo Licensing Southern, LLC et al. (S.D. Ala.), a pending action involving VP of Franchise Development Thomas Harper's prior role, alleging fraud/breach; settlement conference scheduled April 2025. (2) State of Delaware ex rel. French v. Card Compliant, LLC et al. — qui tam gift-card action against predecessor CBC, settled 2018 ($700,000). (3) Buon Hospitality, Inc. v. CBC Restaurant Corp. et al. — franchisee FPR/fraud suit against predecessor, settled 2015 (CBC paid $974,498.52).

Disclosed in the 2025 Franchise Disclosure Document

Item 4: bankruptcy

The filing discloses a bankruptcy involving the franchisor, its parent, a predecessor or an officer. Read Item 4 of the FDD for the party, the court and the dates.

Disclosure signals that moved the score

How this shows up in the verdict

  • Pending litigation against VP of Franchise Development involving fraud allegations raises concerns about sales practices and disclosed financial projections to prospective franchisees
  • Two prior settled litigations involving gift card reporting and unauthorized financial performance representations indicate pattern of regulatory/disclosure issues

The verdict grade is FranchiseVerdict's editorial assessment across SBA loan performance, unit growth, revenue and disclosure signals. It is not investment advice.

Before you weigh a lawsuit

How to read Item 3

A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.

Questions worth asking current and former franchisees, using the contact list in Item 20:

  • Were you, or anyone you know in the system, party to a dispute with the franchisor?
  • Was it resolved by settlement, arbitration or a court, and on what terms?
  • Has the number of disputes gone up or down since you signed?