Buck's PizzaFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Buck's Pizza franchise requires a total initial investment of $207K – $693K, including a $20K franchise fee and an ongoing 5.0% royalty[2]. The 2024 FDD does not disclose unit-level revenue (no Item 19). SBA 7(a) loans show a 22.7% charge-off rate across 28 loans[1]. Verdict grade: D. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2024 FDD issuance
Overview
- Investment
- $207K – $693K
- 33rd pct Service Resta…
- Avg gross sales
- N/A
- 59th pct Service Resta…
- Royalty
- 5.0%
- 13th pct Service Resta…
- Units
- 11
- 37th pct Service Resta…
- SBA default
- 22.7%
- system-wide median varies by category
Quick verdict · Quick-Service Restaurants · color = vs category peers
Green = >15% above Quick-Service Restaurants avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
22.7% of SBA loans charged off across 28 loans, above the 16% franchise average.
Franchising since 1994. Systems this mature have refined operations and brand recognition.
The system contracted 10% year-over-year. Investigate why units are closing.
Bottom line
- Total investment $207K – $693K including a $20K franchise fee, 5.0% ongoing royalty.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict D (Below Average) with a risk score of 72/100. SBA loan charge-off rate of 22.7% across 28 loans (well above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Buck's Pizza Franchising Corporation, Inc.
- Incorporated in
- PA
- HQ
- 53 Industrial Drive, P.O. Box 405, DuBois, Pennsylvania 15801
- Auditor
- McKeever Varga & Senko
- Audited financials
- Franchisor revenue
- $2.8M
- vs $3.1M prior year
Overview
About
Buck's Pizza franchisees operate quick-service or casual pizza restaurants, managing daily food preparation, customer service, inventory, staffing, and local marketing. They pay 5% royalty on gross sales to the franchisor and operate within a protected territory under a 10-year agreement.
- CEO
- Josh Benton
- Headquarters
- PA
- Founded
- 1994
- FDD year
- 2024
- States available
- 5
FDD Item 7 · 2024 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $20K | $20K |
| Working capital (3–6 mo) | $30K | $120K |
| Equipment, build-out, other | $157K | $553K |
| Total initial investment | $207K | $693K |
Source: Buck's Pizza 2024 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $207K – $693K
- Better than avg vs category
- Liquid capital req'd
- $30K – $120K
- Below avg, review vs category
- Franchise fee
- $20K – $20K
- Better than avg vs category
- Royalty
- 5.0%
- Weekly · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 7.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 5.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Transfer fee | $5K |
| Total fee load | 7.0% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Quick-Service Restaurants averages
How Buck's Pizza Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 11
- Opened
- 0
- Last reporting year
- Closed
- 1
- Turnover rate
- 9.1%
- Company-owned
- 2
- Corporate units in the system
- % franchised
- 82%
- vs corporate-owned
- Net growth (yr3)
- -10.0%
- Net unit change last year
- 3-yr CAGR
- -10.0%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 1
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 9 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 28
- Loan volume
- $3.3M
- Median loan
- $96K
- 50th percentile
- Charge-off rate
- 22.7%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 77.3%
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 19
- Defaults
- 5
Vintage analysis
Buck's Pizza charge-off rate by loan vintage
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Buck's Pizza's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 12-year lending trend
Instant access. No subscription.
A 22.7% charge-off rate means roughly 1 in 4 franchisees failed to repay their SBA loan. Investigate what changed.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Buck's Pizza exhibits high-risk characteristics including system contraction, undisclosed financials, going concern uncertainties, and insufficient unit count to validate franchise viability.
Litigation (Item 3)
No litigation required to be disclosed
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · McKeever Varga & Senko
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 72 / 100 rating
- 01MINORSystem contracted 10% YoY (11 units down from ~12) indicating declining franchisee viability or brand weakness
- 02MEDNo Item 19 financial performance data disclosed — impossible to validate ROI claims or assess profitability
- 03HIGHGoing Concern status is FALSE — suggests franchisor may have solvency, operational, or strategic uncertainties
- 04MEDWide investment range ($206.7K–$692.5K) with no disclosed average revenue/net income creates opacity around unit economics
- 05MED5% royalty on undisclosed gross sales means franchisees cannot benchmark expected cash flow against industry standards
- 06MINOROnly 11 units remaining limits brand recognition, supply chain leverage, and national marketing effectiveness
- 07MINOR10-year term is standard but risky given system contraction — difficult to recoup investment in shrinking concept
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | exclusive |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Online sales rightsℹ | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 5 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | No |
| Governing law | Pennsylvania |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed
Items 10, 11
Training & Operations
- Classroom training
- 6 hrs
- On-the-job training
- 101 hrs
- Training location
- On-site and corporate
- Time to open
- 3 mo
- From signing to launch
- POS system
- PrISM™ for Windows
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: PrISM™ for Windows
Item 20 · call current owners
Franchisee Contacts
12 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Buck's Pizza · FDD (2024) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Buck's Pizza franchise?
The total investment to open a Buck's Pizza franchise ranges from $207K – $693K, with an initial franchise fee of $20K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Buck's Pizza franchise owners earn?
Buck's Pizza does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Buck's Pizza's franchise failure rate?
Based on SBA 7(a) loan data, Buck's Pizza has a charge-off rate of 22.7% across 28 loans, meaning 22.7% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Buck's Pizza franchise locations are there?
As of their most recent FDD filing, Buck's Pizza has 11 total units in the United States, including 9 franchised units and 2 company-owned units.
Is Buck's Pizza a good franchise to buy?
FranchiseVerdict rates Buck's Pizza as a D-grade franchise with a risk score of 72 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.