D72/100FDD 2026
Bosch Auto Service — Litigation & Risk
Automotive - Repair & Service · FDD Items 3, 4 & 5
Lower Risk
No litigation cases disclosed in FDD Items 3 and 4.
Source: FDD Items 3–5
FDD Items 3 & 4
Litigation Metrics
Cases disclosed
0
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
72 / 100
FranchiseVerdict composite
Rating
CAUTION
STRONG / MODERATE / CAUTION / AVOID
7(a) FOIA data · FY2020–present
SBA Loan Performance
Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.
Total 7(a) loans
1
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
—
Defaults
0 loans
Loans charged off or defaulted
FDD Items 5, 6 & 17 — what you give up
Contract Risk Indicators
Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Illinois
State whose law governs disputes — relevant if you're not based there
What drove the 72/100 rating
Risk Score Breakdown
- 01MINOROnly 2 franchised units in system with unknown/likely stagnant growth trajectory — indicates failed franchise model or brand weakness
- 02MINORNo average revenue or net income disclosure (Item 19) — impossible to assess unit economics or ROI on $146.6K–$8.96M investment range
- 03MINORUnprotected territory — franchisees compete directly with each other and parent company; no geographical exclusivity
- 04MINORMassive investment range spread ($146.6K to $8.96M) suggests inconsistent unit models or unclear cost structure
- 05MINORTiered royalty structure (6%/5%/4%) incentivizes larger operations but no data on whether units actually reach $1M+ revenue thresholds
- 06MINOR10-year term is long commitment with minimal system transparency and only 2 reference units available
Severity inferred from FDD text — not a regulatory or legal classification
Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.