FranchiseVerdict
Big Frog Custom T-Shirts logo
FV-00300·STRONGExcellent95

Big Frog Custom T-Shirts

Business Services - Printing & SignsFranchising since 2008Website
Investment
$164K – $323K
43rd pct Printing & Si…
Avg revenue
$514K
13th pct Printing & Si…
Royalty
Units
74
63rd pct Printing & Si…
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $164K – $323K including a $60K franchise fee.
  • Average unit revenue of $514K/year (median $425K).
  • Rated STRONG with a risk score of 54/100. SBA loan default rate of 0.0% across 55 loans (below the industry average).

Item 1 · who you're contracting with

The Franchisor

Legal entity
BIG FROG CUSTOM T-SHIRTS, INC.
Incorporated in
Florida
HQ
533 Main Street, Dunedin, FL 34698
Auditor
PDR CPAs + Advisors
Audited financials
Franchisor revenue
$3.8M
vs $3.8M prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Big Frog Custom T-Shirts unit return on the cash you put in?

Revenue · per unit, per year
$
FDD Item 19 reports $513,537
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: retail
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $164K–$323K
Working capital
$
FDD reports $40K–$42K

Unlevered ROIC · per unit

14%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$39K
EBITDA margin
7.5%
Total invested
$285K
Payback
89 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Levered LBO scenario · Yale Crease Capital framing

What would 25 Big Frog Custom T-Shirts units return on equity?

Edit assumptions

Equity IRR · 5-yr

49.9%

7.57× MOIC

Year-1 DSCR

1.88×

EBITDA ÷ debt service

Equity required

$51K

on $257K purchase

Total debt

$205K

SBA $0.1M + senior + seller note

Overview

About

Big Frog Custom T-Shirts franchisees operate retail and/or online storefronts selling custom-printed apparel, merchandise, and promotional products to consumers, businesses, and organizations. Day-to-day operations include customer service, design consultation, order processing, screen printing/embroidery production, quality control, and local marketing/sales development within their protected territory.

CEO
Dr. Christina P. Bacon-DeFrece
Founded
2008
FDD year
2025
States available
25

Item 7 · what it costs

The Vitals

Total investment
$164K – $323K
All-in to open one unit
Liquid capital
$40K – $42K
Cash you must have on hand
Franchise fee
$60K
Royalty
Initial 6 months: 6% of gross sales; After 6 months: the …
Ad fund
1.5%
typical 3–5%
Total fee load
7.5%
vs 9–13% typical

Item 19

Financial Performance

Avg gross sales
$514K
Per unit, per year
Median gross sales
$425K
Item 19 type
Actual
Sample size
70 units
vs category median 42
Range (low → high)
$146K$1.7M
Cohort dispersion
Transparency
6 / 5
vs category median 4 / 5 · above
Revenue rank13th
vs Business Services - Printing & Signs peers
Investment cost rank43th
Lower investment ranks lower (better)
Royalty rate rank57th
Lower royalty = lower percentile (better)
Unit count rank63th
vs Business Services - Printing & Signs peers
Risk score rank43th
Lower risk = lower percentile (better)

Item 20 · unit dynamics

The Growth Chart

Total units
74
Opened
4
Last reporting year
Closed
5
Turnover rate
6.8%
Company-owned
0
Corporate units in the system
% franchised
100%
vs corporate-owned
Net growth (yr3)
+0.0%
Net unit change last year
3-yr CAGR
-2.6%
Compounded over last 3 years
2023
74±0
Franchised units
2024
74
Franchised units
2025
76
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 15 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 15 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
55
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

54
Risk · 0-100
STRONG54 / 100

Active franchisee litigation, non-disclosed profitability data, small/stagnant unit base, and financial stability concerns make this a speculative investment requiring extensive validation before proceeding.

Score breakdown · what drove the 54 / 100 rating

  1. 01HIGHActive litigation with franchisee (Adroit 365) involving breach of contract and conversion claims, with franchisor counterclaim for trademark infringement suggests systemic operational/relationship issues
  2. 02MEDNet income not disclosed in FDD Item 19 despite $513k average revenue — impossible to assess actual profitability or ROI on $164k-$323k investment
  3. 03MINORRoyalty structure creates cash flow pressure: $1,200/month minimum ($14,400/year) represents 2.8% of average revenue even before growth, limiting franchisee margins
  4. 04MINOROnly 74 units system-wide with unknown growth trajectory — insufficient scale and transparency on unit growth/attrition rates
  5. 05HIGHGoing Concern flag is FALSE (meaning concern exists) — franchisor financial stability questions despite modest unit base
  6. 06MEDHigh initial investment ($163k-$323k) combined with undisclosed profitability metrics creates unfavorable risk/reward profile

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Geographic area
Protected territory
Yes
Initial term
10 years
Renewal term
5 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
1
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
No
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Florida

Item 11

Training & Operations

Classroom training
35 hrs
On-the-job training
105 hrs
POS system
CoreBridge POS System
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

15 numbers

Locked
(727) 286-••••
FL
(212) 416-••••
NY
(651) 539-••••
MN

One-time purchase · CSV download · Validation questions included

FDD download

Big Frog Custom T-Shirts · FDD (2025) PDF

Single-page checkout · instant download · CSV export of contacts available separately above