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SBA 7(a) franchise lending portfolio
The Cape Cod Five Cents Savings Bank
EXCELLENT risk
- Total loans
- 10
- Loan volume
- $3.0M
- Avg loan size
- $298K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.73%
Franchises funded
7
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Koko Fitclub | 3 | $624K | 0.0% |
| Ben & Jerry's | 2 | $300K | 0.0% |
| Ben & Jerry's Ice Cream | 1 | $150K | 0.0% |
| Agway | 1 | $443K | 0.0% |
| Domino's Pizza | 1 | $1.4M | 0.0% |
| Craft Beer Cellar | 1 | $10K | 0.0% |
| Healthsource Chiropractic | 1 | $29K | 0.0% |
Lending volume by year
1'01
1'03
3'11
1'12
1'15
1'16
1'18
1'20
Geographic exposure
100.0%
Portfolio summary
Total funded$3.0M
Defaults0 of 10
Risk tierEXCELLENT
Avg rate5.73%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).