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SBA 7(a) franchise lending portfolio
Coastal Community Bank
EXCELLENT risk
- Total loans
- 10
- Loan volume
- $11.0M
- Avg loan size
- $1.1M
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.58%
Franchises funded
10
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Ampm Mini Market- Arco | 1 | $1.2M | 0.0% |
| Gold's Gym | 1 | $4.8M | 0.0% |
| Jet City Pizza Co | 1 | $761K | 0.0% |
| Menchie's | 1 | $260K | 0.0% |
| Real Deals On Home Decor | 1 | $109K | 0.0% |
| Econo Lodge by Choice Hotels/E | 1 | $1.9M | 0.0% |
| Units | 1 | $904K | 0.0% |
| Wienerschnitzel / Der Wienersc | 1 | $100K | 0.0% |
| Anytime Fitness | 1 | $432K | 0.0% |
| Wienerschnitzel | 1 | $481K | — |
Lending volume by year
1'11
1'12
1'13
1'14
4'15
1'19
1'20
Geographic exposure
100.0%
Portfolio summary
Total funded$11.0M
Defaults0 of 10
Risk tierEXCELLENT
Avg rate5.58%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).