![Bank of Travelers Rest logo](https://cdn.brandfetch.io/bankoftravelersrest.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
SBA 7(a) franchise lending portfolio
Bank of Travelers Rest
EXCELLENT risk
- Total loans
- 10
- Loan volume
- $12.7M
- Avg loan size
- $1.3M
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.70%
Franchises funded
8
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Crumbl | 2 | $500K | 0.0% |
| Bruster's Real Ice Cream | 2 | $340K | — |
| Hampton Inns | 1 | $5.0M | 0.0% |
| Money Mailer | 1 | $140K | 0.0% |
| Choice Hotels International In | 1 | $1.9M | 0.0% |
| Red Roof Inn | 1 | $1.2M | 0.0% |
| Red Roof Inn | 1 | $2.5M | 0.0% |
| Stanley Steemer | 1 | $1.1M | — |
Lending volume by year
1'10
1'11
1'13
1'14
2'21
2'23
2'24
Geographic exposure
100.0%
Portfolio summary
Total funded$12.7M
Defaults0 of 10
Risk tierEXCELLENT
Avg rate5.70%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).