Yogurtland Franchise Cost, Revenue & Review 2026
- Investment
- $292K – $637K
- Disclosed sales
- $872K
- gross sales, not profit
- SBA charge-off
- 8.2%
- on 82 loans
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Yogurtland is a self-serve frozen-yogurt franchise offering many rotating flavors and toppings, sold by weight. Franchisees run shops managing product, equipment, the toppings bar, and staffing.
FranchiseVerdict summary · 2026
A Yogurtland franchise requires a total initial investment of $292K – $637K, including a $40K franchise fee and an ongoing 6.0% royalty[2]. Per the 2025 FDD, average unit revenue was $872K[2]. SBA 7(a) loans show a 8.2% charge-off rate across 82 loans[1]. FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: medium - issued 12 to 24 months ago; a newer filing is likely on file
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored8 of 8 headline figures on this page cite a page of the filing.
Overview
- Investment
- $292K – $637K
- 47th pct Service Resta…
- Avg gross sales
- $872K
- Net sales16th pct Service Resta…
- Royalty
- 6.0%
- 48th pct Service Resta…
- Units
- 202
- 84th pct Service Resta…
- SBA charge-off
- 8.2%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Quick-Service Restaurants · color = vs category peers
Green = favorable by >10% vs Quick-Service Restaurants median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $292K – $637K including a $40K franchise fee, 6.0% ongoing royalty.
- RETURNSAverage unit revenue of $872K/year (median $855K).
- RISKVerdict A (Strongest tier), verdict score 76/100 (higher is better). SBA loan charge-off rate of 8.2% across 82 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- GROWTHFlat: no net change in franchised outlets in the latest year (3 opened, 3 closed); 5 signed but not yet open (Item 20).
- TERMSNo protected territory and the franchisor reserves the right to compete in your area. Clarify territorial boundaries before signing.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Yogurtland Franchising, Inc.
- Parent company
- Yogurtland Franchising, Inc.
- FDD Item 1, page 8 of the 2025 FDD
- Predecessor
- Yogurtland Franchising, Inc. (California corporation, "YFI CA")
- Prior franchisor entity
- CEO title
- Chairman, Secretary, Treasurer, and Chief Executive Officer
- Phillip Chang
- Incorporated in
- Texas
- HQ
- 2100 Valley View Lane Suite 101, Farmers Branch, Texas 75234
- Auditor
- Macias Gini & O’Connell LLP
- Audited financials
- Franchisor revenue
- $13.1M
- vs $15.2M prior year
Overview
About
- CEO
- Phillip Chang
- Headquarters
- TX
- Founded
- 2023
- FDD year
- 2025
- States available
- 8
Can you afford it, and what does the money buy?
Entry cost is about typical for a quick-service restaurants franchise (near the category median).
Source: FDD 2025 · Items 5–7
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $40K | $40K |
| Working capital (3–6 mo) | $10K | $25K |
| Equipment, build-out, other | $242K | $572K |
| Total initial investment | $292K | $637K |
Source: Yogurtland 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $292K – $637K
- Middle of category vs category
- Liquid capital req'd
- $10K – $25K
- Top 40% of category vs category
- Franchise fee
- $40K – $40K
- Middle of category vs category
- Royalty
- 6.0%
- typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 8.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of net sales |
| Marketing / ad fund | 2.0% of net sales |
| Transfer fee | $20K |
| Renewal fee | $20K |
| Inventory (initial) | $4K – $9K |
| Total fee load | 8.0% of rev |
What do units actually make?
Average unit sales run 11% below the quick-service restaurants norm.
Reported as net sales, not gross sales
Source: FDD 2025 · Item 19
Single-unit · not modelled
Returns at a glance
An FDD discloses gross sales, not profit, and the operating costs that turn one into the other are in no filing. We publish no modelled return for Yogurtland until someone supplies them — yours, in the models below.
—
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
Total invested capital · disclosed
$482K
Item 7 initial investment plus working capital, as filed — the one figure here that needs no assumption.
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit, read against the 30–60% reference band · Yale SOM, Post-MBA Path Exhibit 2 (2023). Below that band a passive index fund likely outperforms; above it the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses, and it is the top line only — gross sales are not profit. No FDD discloses the operating costs that turn one into the other, so those fields start empty and nothing is modelled until you supply them from your own lease quote, labor market and build-out budget.
Returns model · single-unit ROIC
What would one Yogurtland unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
A 25-unit return is built on a per-unit EBITDA. Fill in the operating costs in Model A above and this model runs on that figure, or take the whole scenario to the full ROI workbench, where the portfolio and LBO models accept your own per-unit economics directly.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
Reported as net sales, not gross sales
- Avg gross sales
- $872K
- Per unit, per year
- Median gross sales
- $855K
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- Historical Net Sales (average, median, range, distribution) plus affiliate-store cost data (food/paper, labor)
- Sample size
- 191 outlets
- vs category median 19 · large
- Range (low → high)
- $70K→$2.2MCited, not corroborated — printed on page 42 of the 2025 FDD. Nothing else in our record independently restates or re-derives it.
- Cohort dispersion (min → max)
- Reporting year
- 2024
- Fiscal year the figures cover
- Source filing
- FDD 2025
- Disclosed in the 2025 filing, covering 2024
- Transparency
- 7 / 10
- vs category median 4 / 10 · above
Compared against 781 Quick-Service Restaurants brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $872K/year in gross sales. Revenue-to-investment ratio: 1.9x.
Fee burden
Total ongoing fee load of 8.0% (near the Quick-Service Restaurants median).
Disclosure
Transparency score 7/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Quick-Service Restaurants medians
How Yogurtland Compares
Category median of published Quick-Service Restaurants brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 202
- Opened
- 3
- Last reporting year
- Closed
- 3
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 2
- Term expired, not renewed (per Item 20)
- Turnover rate
- 1.5%
- Company-owned
- 8
- Corporate units in the system
- % franchised
- 96%
- vs corporate-owned
Last fiscal year · Item 20 exits and transfers
- Terminated
- 0
- Not renewed
- 2
- Transferred
- 7
- Reacquired
- 0
- Franchisor bought back
- Signed, not yet open
- 5
- 0.02 per open outlet · Item 20 Table 5
- Projected new
- 31
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 16 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Where the owners are · Item 20 owner list
168 current owners across 44 states.
- CA 74
- SA 11
- LA 10
- CO 7
- LO 7
- MO 5
- PA 5
- AZ 4
- GA 3
- WA 3
- BA 2
- BU 2
- +32 more states
Counts only, from the list the franchisor prints in Item 20; 1 entries carry no state. Names and phone numbers are for your own due diligence and are not shown here.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 82
- Loan volume
- $31.8M
- Median loan
- $350K
- 50th percentile
- Charge-off rate
- 8.2%
- on 82 loans · rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 91.8%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 34
- Defaults
- 5
- Typical loan rate
- 5.9%
- avg rate to borrowers
- Franchised industry avg
- 10.6%
- brand beats franchise avg ↓
- Jobs supported
- 769
- 2.8 per loan
- Lender concentration
- 13%
- top lender's share
Borrower mix: 25% went to startups / new businesses, 75% to established operators
Franchise vs independent — in snack and nonalcoholic beverage bars, franchised businesses charge off at 10.6% vs 8.9% for independents — franchising is associated with 19% higher SBA default risk in this category.
Vintage analysis
Yogurtland charge-off rate by loan vintage
Top lenders financing Yogurtland franchisees
Showing 3 of 34 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lender network · 7(a) + 504
SBA Lending Report
Full lending analysis for Yogurtland from SBA 7(a) FOIA data.
- Principal loss rate
- 5.7%
- Avg SBA guarantee
- 73%
- Avg interest rate
- 5.86%
- Avg chargeoff amount
- $318K
- Lender concentration
- 12.9%
- Job velocity
- 2.8 per $100K
- Startup risk premium
- 0.0pp
- NAICS benchmark
- 7.0%
- NAICS 722515
- Jobs supported
- 769
Top SBA lendersTop lender holds 13% of loans
| # | Lender | Loans | Volume | Default % |
|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 9 | $3.3M | 0.0% |
| 2 | Bank of Hope | 9 | $3.0M | 0.0% |
| 3 | East West Bank | 7 | $2.5M | 0.0% |
| 4 | American Continental Bank | 5 | $3.2M | 40.0% |
| 5 | JPMorgan Chase Bank, National Association | 3 | $750K | 0.0% |
| 6 | Hanmi Bank | 3 | $1.0M | 0.0% |
| 7 | United Business Bank | 3 | $867K | 33.3% |
| 8 | Wallis Bank | 3 | $928K | 0.0% |
| 9 | Mega Bank | 3 | $855K | 0.0% |
| 10 | Commercial Bank of California | 2 | $779K | 0.0% |
Geographic failure vector
| State | Loans | Defaults | Rate |
|---|---|---|---|
| CACalifornia | 62 | 3 | 5.7% |
| TXTexas | 4 | 0 | 0.0% |
| COColorado | 1 | 0 | 0.0% |
| ILIllinois | 1 | 1 | 100.0% |
| NJNew Jersey | 1 | 1 | 100.0% |
| OKOklahoma | 1 | 0 | 0.0% |
SBA 7(a) lending trend
Borrower profile
Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict
What could kill this investment?
SBA loans charge off at 8.2% — 49% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Litigation (Item 3)
Subject: the franchisor is a named party (defendant).
All 3 matters concluded/settled. Mitnick (former NJ franchisee breach of contract/FDUTPA-type claims) settled Feb 2019 with no payment by franchisor. Youngman (Chapter 7 trustee for franchisee guarantor) arose from same facts, settled Feb 2019 with no payment. Martino Investment Group (former CA franchisee, breach of contract/fraud/franchise law violations) settled June 2016; franchisor paid $607,500 compensatory damages, $220,000 attorneys' fees, and ~$60,000 to landlord for release.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Macias Gini & O’Connell LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 76 / 100 verdict
- 01MINOR3 litigation matters all settled with no franchisor payment
- 02MEDAudited financials, Item 19 disclosed
- 03MINORNo bankruptcy, no going-concern, no distress
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 8.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Protected territory | No |
| Exclusive territoryℹ | No |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 3 years |
| Non-compete (miles)ℹ | 15 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | Dallas County, Texas |
| Jury trial waiver | Yes |
| Governing law | Texas |
| Litigation count | 3 |
View Item 3 litigation summary
All 3 matters concluded/settled. Mitnick (former NJ franchisee breach of contract/FDUTPA-type claims) settled Feb 2019 with no payment by franchisor. Youngman (Chapter 7 trustee for franchisee guarantor) arose from same facts, settled Feb 2019 with no payment. Martino Investment Group (former CA franchisee, breach of contract/fraud/franchise law violations) settled June 2016; franchisor paid $607,500 compensatory damages, $220,000 attorneys' fees, and ~$60,000 to landlord for release.
Items 10, 11
Training & Operations
- Classroom training
- 30 hrs
- On-the-job training
- 72 hrs
- Ongoing training
- Required
- Field support
- 40 hrs/yr
- On-site visits per year
- Site selection
- Franchisee locates/evaluates sites within franchisor-designated general area; franchisor approves
- Franchisor financing
- Not offered
- Item 10
- POS system
- Approved supplier two-station POS System (leased, $345/month)
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Approved supplier two-station POS System (leased, $345/month)
Item 20 · call current owners
Franchisee Contacts
169 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Yogurtland franchise?
The total investment to open a Yogurtland franchise ranges from $292K – $637K, with an initial franchise fee of $40K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Yogurtland franchise owners earn?
According to Item 19 of the Yogurtland FDD, the average gross sales per unit is $872K. The median is $855K. Important context: Reported as net sales, not gross sales. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
Who owns Yogurtland?
Yogurtland is franchised by Yogurtland Franchising, Inc.. Source: FDD Item 1, 2025 filing.
What is Item 19 in the Yogurtland FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Yogurtland FDD and qualifies whose outlets they describe.
What is Yogurtland's franchise failure rate?
Based on SBA 7(a) loan data, Yogurtland has a charge-off rate of 8.2% across 82 loans, meaning 8.2% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Yogurtland franchise locations are there?
As of their most recent FDD filing, Yogurtland has 202 total units in the United States, including 194 franchised units and 8 company-owned units. 3 new units were opened in the latest reporting year.
Is Yogurtland a good franchise to buy?
FranchiseVerdict rates Yogurtland as a A-grade franchise with a verdict score of 76 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.