{"slug":"club-z","name":"Club Z","category":"Education","fdd_year":2026,"verdict":{"grade":"B","score":56},"investment":{"low":40975,"high":57425,"scope":"Item 7 total, excluding real estate","formats":null},"franchise_fee":27250,"franchise_fee_low":27250,"franchise_fee_high":39750,"franchise_fee_display":"$27K – $40K","franchise_fee_structure":"TIERED","franchise_fee_qualifier":"This franchisor states the initial franchise fee as a rule rather than as one amount, so the figure shown is a single point from it and not what every franchisee pays. Item 5 states it as: Your initial franchise fee varies depending on the population of the territory as follows: Franchise Fee Population : $19,750 100,000 $27,250 150,000 $39,750 250,000.","fee_basis":"VERIFIED_UNGATED","fee_basis_qualifier":null,"franchise_fee_entry_price":27250,"royalty_rate_pct":8,"avg_unit_revenue":null,"avg_unit_revenue_basis":"SUBSET","avg_unit_revenue_sample_size":319,"avg_unit_revenue_period":null,"avg_unit_revenue_qualifier":null,"operating_income":null,"item19_cohort_dimension":null,"item19_cohorts":null,"no_financial_performance_representation":false,"no_financial_performance_representation_note":null,"no_item19_statement_in_filing":false,"unit_count":319,"unit_count_basis":null,"unit_count_qualifier":null,"sba":{"charge_off_rate_pct":15.8,"loans":19,"resolved_loans":19,"total_loans":28,"basis":"charge-offs / (charge-offs + paid in full), SBA 7(a), cumulative from fiscal 1991","approval_window":"approved in FY2007","recent":null},"source":"FDD filings + SBA 7(a) FOIA disclosures","url":"https://franchiseverdict.com/brand/club-z","disclaimer":"Informational only, not investment advice."}